Glossary > Platform Score

Platform Score

The platform score is a computed score from 0 to 100 for investment platforms. The goal of the platform score is to highlight platforms that demonstrate continued support for helping people invest for retirement.

Since this is specifically for retirement, the metrics we use to score platforms favor those who encourage long-term, diversified, low-fee, tax-optimized investing – the same criteria we focus on in The Minimal Investor Course. Platforms that encourage day trading will rank lower. Platforms that allow day trading AND retirement investing will be at the top.

Here’s a breakdown of how we score each investment platform. Some of these scores are subjective. That means that Minafi decides the score. Others are objective, which means they’re driven by an algorithm based on facts and can’t be changed. The total score is a combination of some subjective scores and some objective scores.

Criteria Percent
Minafi Rating (subjective) 20%
Usability Score (subjective) 10%
Fee Score (objective) 20%
Age Score (objective) 5%
Trust Score (subjective) 20%
Retirement Score (objective) 10%
JD Power Rating (if available) (objective) 20%
Total 105%
We’ll scale this up to be out of 100% based on what we review for each platform. If they don’t have a JD Power rating, we’ll scale up the 85% to be out of 100%.

Minafi Rating – We’ll rank each platform on a scale of 1-10, with 0.5 increments. We’ll multiply that score by 2 to generate the percentage out of a possible 20. This is an overall takeaway of this platform with all things considered. A platform may have very high fees and a high rating if they prove them out. Likewise, a low-cost platform might have a low rating if it’s unusable.

Usability Score – How easy is this site to use on a scale of 1-10. A site can be amazing with everything perfect, but you never want to log in you’re not going to want to invest there.

Fees – How much you spend on fees has a massive impact on your long-term investing prospects. Your fees are based on how much you would pay for a diversified portfolio on a $1,000 portfolio, a $100,000 portfolio, and a $1,000,000 portfolio, summed up each year compared to other platforms.

For example, at Vanguard, you would pay a $20 account fee for the $1,000 portfolio, but no account fee after that. You’d pay $0 on Vanguard mutual fund and ETF trades, but would have an average expense ratio of around 0.10%. That gives $21 + $100 + $1,000 = $1,121 in total fees.

We compare that number with other platforms to figure out their “percentile”. If they’re in the 100th percentile, then they have the lowest fees in their category and would get all 20%. If they have the highest fees, they’re in the 0th percentile and would get 0%.

For the expense ratio, we use a few guidelines:

  • The average expense ratio of a 3-fund portfolio using this platforms US stock market fund, an international fund, and a general bond fund.
  • An additional 0.5% expense each year if this platform encourages day trading (for tax purposes), or lacks retirement account options (again, for taxes).

One caveat here: You could pick individual stocks and have a much lower fee than we estimate. This would be possible if you buy and hold for decades in a platform designed for day trading.

The portfolio used for fee purposes looks like this:

  • Under $200,000 invested
    • A target-date fund that’s 30 years away.
  • Over $200,000 invested
    • 50% US Stock Market Index Fund
    • 30% International Index Fund
    • 20% Total Bond Fund

For each, I’ll choose the lowest cost index fund that’s either: recommended by the platform, or that I can purchase through their exchange.

If a platform doesn’t have its own funds (Robinhood, Webull, etc), then we’ll use a constant expense ratio of 0.25%. Yes, it’s possible to get lower fees if you put all your money into a fund like $VTI. Many people getting started will try lots of things before eventually settling on a long-term portfolio. This expense represents that uncertainty & education when a platform doesn’t help get you there.

For example, here’s a look at the funds used for Vanguard and Fidelity.

Vanguard Fidelity
Target-Date Fund $VFIFX (0.15%) $FFFHX (0.75%)
US Fund $VTSAX (0.04%) $FZROX (0%)
International Fund $VTIAX (0.11%) $FZILX (0%)
Bond Fund $VBTLX (0.05%) $FXNAX (0.025%)
Under $200k fees 0.15% 0.75%
Over $200k fees 0.063% 0.025%

Based on these fees, we create a matrix of how much it would cost to invest on these platforms at different investment levels ($1k, $100k, $1m) and 3 different time horizons (1y, 10y 30y) with a consistent 7% a year growth.

Given that, we can see how this platforms fees compare at different prices points and different time horizons. Take a look at these two examples:

Given this matrix, you can see the estimated fees and expenses for investing $1,000 for 1 year would be $4. On the opposite end, investing $1,000,000 for 30 years would result in $247,687 in fees and expenses.

Unlike the first matrix, this one has much higher fees on the low end, but lower fees once you have more invested. Depending on your time horizon and how much you have invested, this can help you figure out which would cost you the least money.

Company Age – Would you rather give all of your money to a company that was started yesterday or one that was started in 1982? This percentage compares the type of platform (self-guided, Robo advisor, advisor) with others of the same type for their age. The oldest company gets all 10 points, while the newest company would get 0 points. Companies in the middle get a percentage based on their order.

Trust Score – Minafi’s score on a scale of 0 (most shady) to 10 (least shady) for this platform. This takes into account what each platform pushes for its users to invest in, the fees charged for these recommendations, and an overall take on how much this platform is optimized to take your money.

Retirement Score – Minafi’s score on a scale of 0 to 10 for how focused this platform is on helping you invest for retirement. This takes into account what types of retirement accounts they offer, what investments they encourage purchasing, whether they recommend day trading or other activities that might result in higher taxes.

Trust score also takes into account decisions made by the company over time that impact investors on its platform. Does this platform have a history of shady decisions that limit choices? Have they adjusted prices upward? Do they encourage you to make more trades so they can make money? All of these contribute to a platforms trust score.

What is a Good Rating?

Minafi ratings are constantly changing as we learn more about each platform. It’s possible to use the lowest-rated platform and invest in the same things as the highest-rated platform.

Ratings aren’t proportional. Comparing a platform with a score of 80% with another with a score of 40% doesn’t mean one platform is twice as good as the other.

Instead, look at most platforms in the same +/- 10% as having similar characteristics. For example, M1 Finance and Betterment have similar scores, but very different offerings.

These scores are purely for educational purposes and does not imply an endorsement for any platform.

Courses Mentioning Platform Score

Here are all 10 courses that mention Platform Score here on Minafi.

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Learn everything you need to know to invest for the rest of your life.

10 Lessons Basic about 3 hours 986 students

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Free
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7 Lessons Advanced about 2 hours

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Why Minafi’s Logo is a Torii
Why Minafi’s Logo is a Torii
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Written by Adam on September 11, 2017. 5 comments.

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The Minafi Money Map
The Minafi Money Map
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Written by Adam on September 7, 2017. 7 comments.

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Why Write An Interactive Guide to FIRE?
Why Write An Interactive Guide to FIRE?
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Written by Adam on September 5, 2017.

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August / September 2017 Personal Goals & Review
August / September 2017 Personal Goals & Review
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Written by Adam on September 1, 2017.

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The 6 People Who Inspire Me The Most
The 6 People Who Inspire Me The Most
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Written by Adam on August 31, 2017.

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What Are You Accidentally Accumulating?
What Are You Accidentally Accumulating?
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Written by Adam on August 28, 2017. 2 comments.

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Foregoing Cultural Cognizance
Foregoing Cultural Cognizance
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Written by Adam on August 25, 2017.

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Create a Consumption Ledger
Create a Consumption Ledger
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Written by Adam on August 23, 2017. 2 comments.

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The Minafi FIRE Prowess Score
The Minafi FIRE Prowess Score
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Written by Adam on August 19, 2017. 9 comments.

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Minimalist are not Nomads, but Nomads are Minimalists
Minimalist are not Nomads, but Nomads are Minimalists
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Written by Adam on August 17, 2017.

Blog Minimalism
How to Invest During a Bitcoin Bubble
How to Invest During a Bitcoin Bubble
Adam

Written by Adam on August 15, 2017. 3 comments.

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Our 7 Rules of Travel Spending
Our 7 Rules of Travel Spending
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Written by Adam on August 10, 2017. 16 comments.

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Use Savings Rate as a Lifestyle Inflation Canary
Use Savings Rate as a Lifestyle Inflation Canary
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Written by Adam on August 7, 2017. 21 comments.

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The Simple Three Fund Portfolio at Vanguard
The Simple Three Fund Portfolio at Vanguard
Adam

Written by Adam on August 3, 2017. 17 comments.

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July / August 2017 Personal Goals & Review
July / August 2017 Personal Goals & Review
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Written by Adam on August 1, 2017. 2 comments.

Blog Goals
Comparison is the Thief of Joy, but How Do You Stop?
Comparison is the Thief of Joy, but How Do You Stop?
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Written by Adam on July 28, 2017. 2 comments.

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Why I Don’t Want to be a Landlord or Invest in Real Estate
Why I Don’t Want to be a Landlord or Invest in Real Estate
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Written by Adam on July 26, 2017. 8 comments.

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How to Listen to 100 Audiobooks a Year
How to Listen to 100 Audiobooks a Year
Adam

Written by Adam on July 19, 2017. 2 comments.

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My Reaction to the 2008 Recession and Why I Still Invest in Bonds
My Reaction to the 2008 Recession and Why I Still Invest in Bonds
Adam

Written by Adam on July 17, 2017. 3 comments.

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If You Want to Reach Your Goals, Track Your Activities
If You Want to Reach Your Goals, Track Your Activities
Adam

Written by Adam on July 14, 2017. 1 comment.

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Challenge Yourself with Weekly Task Planning Using Todoist
Challenge Yourself with Weekly Task Planning Using Todoist
Adam

Written by Adam on July 12, 2017. 3 comments.

Blog Goals Mindfulness
What Opinion do you Hold that Many People Would Disagree With?
What Opinion do you Hold that Many People Would Disagree With?
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Written by Adam on July 10, 2017. 3 comments.

Blog Mindfulness
The Only Piece of Luggage You Need
The Only Piece of Luggage You Need
Adam

Written by Adam on July 8, 2017.

Blog Minimalism
Why You Think in the Mediums Of Your Message
Why You Think in the Mediums Of Your Message
Adam

Written by Adam on July 6, 2017. 1 comment.

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What Does Financial Independence Mean to Me? Is it Just About Quitting and Retiring?
What Does Financial Independence Mean to Me? Is it Just About Quitting and Retiring?
Adam

Written by Adam on July 4, 2017. 6 comments.

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Which Investment Accounts Should I Use?
Which Investment Accounts Should I Use?
Adam

Written by Adam on July 2, 2017. 3 comments.

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July 2017: Monthly Goals
July 2017: Monthly Goals
Adam

Written by Adam on July 1, 2017.

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Avoiding the Lifestyle Inflation Trap
Avoiding the Lifestyle Inflation Trap
Adam

Written by Adam on June 30, 2017.

Blog Minimalism
June 2017: Monthly Goal Review
June 2017: Monthly Goal Review
Adam

Written by Adam on June 29, 2017.

Blog Goals Personal
Improve Your Focus By Setting Monthly Goals
Improve Your Focus By Setting Monthly Goals
Adam

Written by Adam on June 28, 2017.

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5 Steps to Change Your Default Consumption Behavior
5 Steps to Change Your Default Consumption Behavior
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Written by Adam on June 27, 2017. 2 comments.

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Medium Journaling is Minimalism
Medium Journaling is Minimalism
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Written by Adam on June 26, 2017.

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Why Should I Invest Now? — How To Be Brave & Start Investing
Why Should I Invest Now? — How To Be Brave & Start Investing
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Written by Adam on June 24, 2017.

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What is Your Personal Mission?
What is Your Personal Mission?
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Written by Adam on June 21, 2017.

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My 2016 Year in Review
My 2016 Year in Review
Adam

Written by Adam on January 1, 2017.

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Tracking & Forecasting Expenses with Mint, Todoist and Google Sheets
Tracking & Forecasting Expenses with Mint, Todoist and Google Sheets
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Written by Adam on October 9, 2016. 1 comment.

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Novelty
Novelty
Adam

Written by Adam on September 24, 2016.

Blog Minimalism
What is Financial Independence?
What is Financial Independence?
Adam

Written by Adam on September 18, 2016.

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Practice Poverty
Practice Poverty
Adam

Written by Adam on September 12, 2016.

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Want Streaks
Want Streaks
Adam

Written by Adam on August 21, 2016.

Blog Minimalism
What’s Your Weekly Spending Distribution?
What’s Your Weekly Spending Distribution?
Adam

Written by Adam on August 18, 2016.

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Handling Blame
Handling Blame
Adam

Written by Adam on August 15, 2016.

Blog Mindfulness
Newspaper Mindfulness Exercise
Newspaper Mindfulness Exercise
Adam

Written by Adam on August 12, 2016.

Blog Mindfulness
Make Fewer Choices with Decision Minimalism
Make Fewer Choices with Decision Minimalism
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Written by Adam on August 9, 2016.

Blog Minimalism
How to Declutter: My Uncluttering Manifesto
How to Declutter: My Uncluttering Manifesto
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Written by Adam on August 6, 2016.

Blog Minimalism Personal
Investment Literacy: Understanding the Basic Concepts
Investment Literacy: Understanding the Basic Concepts
Adam

Written by Adam on August 6, 2016.

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Write Your ‘Year in Review’ Post Now
Write Your ‘Year in Review’ Post Now
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Written by Adam on July 31, 2016.

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2015 Year In Review
2015 Year In Review
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Written by Adam on January 1, 2016.

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2014 Year In Review
2014 Year In Review
Adam

Written by Adam on January 1, 2015.

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2013 Year In Review
2013 Year In Review
Adam

Written by Adam on January 1, 2014.

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2012 Year in Review
2012 Year in Review
Adam

Written by Adam on January 1, 2013.

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2011 Year in Review
2011 Year in Review
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Written by Adam on January 1, 2012.

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2010 Year in Review
2010 Year in Review
Adam

Written by Adam on January 1, 2011. 1 comment.

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How Is This Site Built?
How Is This Site Built?
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Written by Adam on April 1, 2019.

Meta
Where to Learn on Minafi
Where to Learn on Minafi
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Written by Adam on March 27, 2019.

My Favorite Blogs
My Favorite Blogs
Adam

Written by Adam on March 27, 2019.

My Favorite Books
Adam

Written by Adam on November 3, 2019.

The Focused Investor Series
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Written by Adam on November 4, 2018.

Recommendations: Tools I Use
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Written by Adam on October 9, 2018.

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Privacy Policy
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Minafi Income & Expenses
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Meta Personal
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Written by Adam on March 26, 2018.

Goals Meta
Minafi Brand Assets
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Written by Adam on September 6, 2017.

Meta
An Interactive Guide to Early Retirement and Financial Independence
An Interactive Guide to Early Retirement and Financial Independence
Adam

Written by Adam on September 2, 2017. 113 comments.

Financial Independence Interactive Investing
Thank You!
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Written by Adam on August 15, 2017.

What I’m Doing Right Now
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Written by Adam on August 13, 2017.

Advertiser Disclosure
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Written by Adam on July 28, 2017.

Contact Me
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Written by Adam on December 14, 2016.

7 Features From Minafi v2 I’m Excited to Announce!
7 Features From Minafi v2 I’m Excited to Announce!
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Written by Adam on April 29, 2019. 2 comments.

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Mint vs YNAB – Which Budgeting App is Right For You?
Mint vs YNAB – Which Budgeting App is Right For You?
Adam

Written by Adam on May 16, 2019. 12 comments.

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April 2019 Investment, Goals and Spending Breakdown
April 2019 Investment, Goals and Spending Breakdown
Adam

Written by Adam on May 6, 2019. 6 comments.

Blog Personal
The Last Gift My Mom Ever Gave Me
The Last Gift My Mom Ever Gave Me
Adam

Written by Adam on May 20, 2019. 4 comments.

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Prevent Your Investments from Theft! Secure Your Vanguard Account with Yubikeys and Google Voice
Prevent Your Investments from Theft! Secure Your Vanguard Account with Yubikeys and Google Voice
Adam

Written by Adam on May 23, 2019. 3 comments.

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A Day of FIRE – Expectation vs Reality
A Day of FIRE – Expectation vs Reality
Adam

Written by Adam on May 13, 2019. 8 comments.

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Exponential Growth Calculator [solve for any variable]
Exponential Growth Calculator [solve for any variable]
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Written by Adam on May 27, 2019.

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May Goals, Investments and Spending – Running, Hiking and Enjoying Time Outside
May Goals, Investments and Spending – Running, Hiking and Enjoying Time Outside
Adam

Written by Adam on June 3, 2019. 2 comments.

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Where Are You on the FIRE Spectrum?
Where Are You on the FIRE Spectrum?
Adam

Written by Adam on June 10, 2019. 6 comments.

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6 Thoughts After 6 Months of Early Retirement
6 Thoughts After 6 Months of Early Retirement
Adam

Written by Adam on June 17, 2019. 9 comments.

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My Four Phases of Financial Independence
My Four Phases of Financial Independence
Adam

Written by Adam on June 24, 2019. 5 comments.

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Fernweh – A Longing for Travel and Places Unseen
Fernweh – A Longing for Travel and Places Unseen
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Written by Adam on July 15, 2019. 6 comments.

Blog Financial Independence Mindfulness
June 2019 Goals, Investments & Spending – Running, Camping, Focusing, Sleep No More
June 2019 Goals, Investments & Spending – Running, Camping, Focusing, Sleep No More
Adam

Written by Adam on July 8, 2019. 11 comments.

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The 7 Most Common 401(k) Mistakes [and how to fix them]
The 7 Most Common 401(k) Mistakes [and how to fix them]
Adam

Written by Adam on July 22, 2019. 10 comments.

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The Periodic Table of FIRE! [Interactive]
The Periodic Table of FIRE! [Interactive]
Adam

Written by Adam on July 29, 2019. 29 comments.

Blog Featured Financial Independence Interactive
What is Your Rainy Day Project?
What is Your Rainy Day Project?
Adam

Written by Adam on August 19, 2019. 9 comments.

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An Interactive Guide to Portfolio Diversification
An Interactive Guide to Portfolio Diversification
Adam

Written by Adam on September 2, 2019. 1 comment.

Blog Data Featured Interactive Investing
FinCon 2019 – Washington, D.C, Friends and Inspiration
FinCon 2019 – Washington, D.C, Friends and Inspiration
Adam

Written by Adam on September 7, 2019. 46 comments.

Blog Personal
How A Basic Investing Mistake Cost Me $250,000 (and I Still Made it Twice)
How A Basic Investing Mistake Cost Me $250,000 (and I Still Made it Twice)
Adam

Written by Adam on September 30, 2019. 12 comments.

Blog Investing Personal
Why I’m Glad I Didn’t Learn About FIRE in My 20s
Why I’m Glad I Didn’t Learn About FIRE in My 20s
Adam

Written by Adam on September 23, 2019. 7 comments.

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Slow Minimalism
Slow Minimalism
Adam

Written by Adam on October 7, 2019. 12 comments.

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Press, Podcast and Blog Appearances
Adam

Written by Adam on October 8, 2019.

Minafi 2019 Q3 Fall Investment Report
Minafi 2019 Q3 Fall Investment Report
Adam

Written by Adam on October 21, 2019. 8 comments.

Blog Investing Personal
Why I Don’t Care About Free Stock Trades (And You Shouldn’t Either)
Why I Don’t Care About Free Stock Trades (And You Shouldn’t Either)
Adam

Written by Adam on October 29, 2019. 2 comments.

Blog Investing
Why Invest – All
Adam

Written by Adam on November 11, 2019.

Welcome
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Written by Adam on November 14, 2019.

A Look Back at My First Year of FIRE
A Look Back at My First Year of FIRE
Adam

Written by Adam on December 14, 2019. 26 comments.

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Courses
Adam

Written by Adam on December 10, 2019.

January 2020 Theme: Focus
January 2020 Theme: Focus
Adam

Written by Adam on January 1, 2020. 4 comments.

Blog Goals Personal
My 2019 Year in Review
My 2019 Year in Review
Adam

Written by Adam on December 31, 2019. 11 comments.

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My Favorite 130 Books Read in 2019
My Favorite 130 Books Read in 2019
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Written by Adam on January 20, 2020. 9 comments.

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February 2020 Theme: Finish
February 2020 Theme: Finish
Adam

Written by Adam on February 1, 2020. 5 comments.

Blog Goals Personal
Where Are You On the Financial Independence + Retirement Matrix?
Where Are You On the Financial Independence + Retirement Matrix?
Adam

Written by Adam on February 17, 2020. 11 comments.

Blog Financial Independence
March 2020 Theme: Routine
March 2020 Theme: Routine
Adam

Written by Adam on March 1, 2020. 6 comments.

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Stoicism In the Time of a Market Virus
Stoicism In the Time of a Market Virus
Adam

Written by Adam on March 16, 2020. 5 comments.

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21 Activities To Keep You Focused On Your Future [or to help during social distancing]
21 Activities To Keep You Focused On Your Future [or to help during social distancing]
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Written by Adam on March 23, 2020. 7 comments.

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April 2020 Theme: Create
April 2020 Theme: Create
Adam

Written by Adam on April 1, 2020. 9 comments.

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Does This Mean the End of the FIRE Movement? [Answer: No]
Does This Mean the End of the FIRE Movement? [Answer: No]
Adam

Written by Adam on April 13, 2020. 23 comments.

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May 2020 Theme: Work
May 2020 Theme: Work
Adam

Written by Adam on May 1, 2020. 12 comments.

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Calculators & Interactive Articles
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Written by Adam on May 4, 2020.

Investment Fees Calculator – Compute Advisor, Expense Ratio and Load Fees Over Time
Investment Fees Calculator – Compute Advisor, Expense Ratio and Load Fees Over Time
Adam

Written by Adam on May 13, 2020. 2 comments.

Calculators Investing
The Complete Guide to Withdrawing Funds Early From Your 401(k), IRA and Roth IRA
The Complete Guide to Withdrawing Funds Early From Your 401(k), IRA and Roth IRA
Adam

Written by Adam on June 29, 2020. 9 comments.

Blog Investing Taxes
June 2020 Theme: Explore
June 2020 Theme: Explore
Adam

Written by Adam on June 2, 2020. 8 comments.

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Why the S&P 500 Is the Single Best Investment You Can Make
Adam

Written by Adam on June 7, 2020.

July 2020 Theme: Vision
July 2020 Theme: Vision
Adam

Written by Adam on July 5, 2020. 2 comments.

Blog Goals Personal
7 Mindsets to Thrive in Financial Independence
7 Mindsets to Thrive in Financial Independence
Adam

Written by Adam on July 20, 2020. 3 comments.

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Why You Should Create a Local Bucket List
Why You Should Create a Local Bucket List
Adam

Written by Adam on July 27, 2020. 9 comments.

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August 2020 Theme: Empty
August 2020 Theme: Empty
Adam

Written by Adam on August 9, 2020. 2 comments.

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“Won’t You be Bored?” Why Creatives Thrive in Financial Independence
“Won’t You be Bored?” Why Creatives Thrive in Financial Independence
Adam

Written by Adam on September 7, 2020. 7 comments.

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Which Accounts Should You Use to Invest for Retirement? [Interactive]
Which Accounts Should You Use to Invest for Retirement? [Interactive]
Adam

Written by Adam on September 21, 2020. 7 comments.

Blog Calculators Interactive Investing Personal Finance
Retirement Simulator
Retirement Simulator
Adam

Written by Adam on September 27, 2020.

Calculators Interactive Investing
December 2020 Theme: Enjoy
December 2020 Theme: Enjoy
Adam

Written by Adam on December 1, 2020. 5 comments.

Blog Goals Personal
Seven Takeaways from My Second Year of FIRE
Seven Takeaways from My Second Year of FIRE
Adam

Written by Adam on December 16, 2020. 30 comments.

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My Goals For 2021
My Goals For 2021
Adam

Written by Adam on December 27, 2020. 4 comments.

Blog Goals Personal
My 2020 Year in Review
My 2020 Year in Review
Adam

Written by Adam on December 31, 2020. 4 comments.

Blog Personal
Fund Compare
Adam

Written by Adam on January 8, 2021.

Fund Compare Funds
Fund
Adam

Written by Adam on January 8, 2021.

Funds
FSKAX VS FZROX
Adam

Written by Adam on January 8, 2021.

Fund Compare Funds
Betterment vs Wealthfront Guide: Which is Right For You?
Betterment vs Wealthfront Guide: Which is Right For You?
Adam

Written by Adam on January 20, 2021.

Invest Invest Compare Investing
Invest Compare
Adam

Written by Adam on January 20, 2021.

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Invest
Adam

Written by Adam on January 20, 2021.

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Betterment Fees
Adam

Written by Adam on January 23, 2021.

Invest Invest Fees
Betterment Review 2021: Is a Roboadvisor Worth It?
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Written by Adam on January 24, 2021.

Invest
Robinhood
Adam

Written by Adam on January 25, 2021.

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M1 Finance
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Written by Adam on January 25, 2021.

Invest
Wealthfront
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Written by Adam on January 25, 2021.

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Webull
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Written by Adam on January 26, 2021.

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Is $ARKK Worth The Fee?
Adam

Written by Adam on February 3, 2021.

Fund Fees Funds
Arkk [internal]
Adam

Written by Adam on February 3, 2021.

Fund Review Funds
Funds [Internal]
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Written by Adam on February 3, 2021.

Funds
How To Conduct a Weekly Review to Keep Yourself on Track
How To Conduct a Weekly Review to Keep Yourself on Track
Adam

Written by Adam on March 7, 2021. 10 comments.

Blog Goals Personal
Robinhood vs Webull: What’s the Best Free Investing App?
Adam

Written by Adam on February 15, 2021.

Invest Invest Compare
Why You Should Plant a (Symbolic) Garden For Early Retirement
Why You Should Plant a (Symbolic) Garden For Early Retirement
Adam

Written by Adam on February 21, 2021. 6 comments.

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How Many Stocks Should You Own In Your Portfolio?
How Many Stocks Should You Own In Your Portfolio?
Adam

Written by Adam on March 14, 2021.

Blog Invest
Lessons Learned From A Year of Monthly Themes
Lessons Learned From A Year of Monthly Themes
Adam

Written by Adam on February 28, 2021. 8 comments.

Blog Mindfulness Personal
Financial Independence Groups: Meetups, Forums, Events and How To Find Likeminded People
Financial Independence Groups: Meetups, Forums, Events and How To Find Likeminded People
Adam

Written by Adam on February 24, 2021. 4 comments.

Blog Financial Independence
FNILX vs FZROX
Adam

Written by Adam on March 1, 2021.

Fund Compare Funds
FSKAX vs VTSAX
Adam

Written by Adam on March 2, 2021.

Invest Invest Compare
5 Steps to Embrace Lifestyle Deflation Without Deprivation
5 Steps to Embrace Lifestyle Deflation Without Deprivation
Adam

Written by Adam on March 28, 2021. 6 comments.

Blog Personal
My Financial Spreadsheet: 5 Metrics to Track for Financial Independence
My Financial Spreadsheet: 5 Metrics to Track for Financial Independence
Adam

Written by Adam on March 21, 2021. 25 comments.

Blog Financial Independence Investing Personal
11 Things to Consider Before Investing in Cryptocurrency in 2021
11 Things to Consider Before Investing in Cryptocurrency in 2021
Adam

Written by Adam on March 3, 2021.

Investing Spotlight
How to Get Out of a Timeshare: 5 Proven Ways
How to Get Out of a Timeshare: 5 Proven Ways
Adam

Written by Adam on January 11, 2021.

Spotlight
Investing for Beginners: From Your First $1 to $10k and Beyond
Investing for Beginners: From Your First $1 to $10k and Beyond
Adam

Written by Adam on April 11, 2021. 2 comments.

Blog Investing Personal Finance
My Life & Goals Updates So Far for 2021
My Life & Goals Updates So Far for 2021
Adam

Written by Adam on April 4, 2021. 7 comments.

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Here’s Why You Feel Exhausted: A Look at Thinking vs Doing
Here’s Why You Feel Exhausted: A Look at Thinking vs Doing
Adam

Written by Adam on April 25, 2021. 4 comments.

Blog Financial Independence Mindfulness Personal
Top 21 Zip Codes for Real Estate Investing in 2021
Top 21 Zip Codes for Real Estate Investing in 2021
Adam

Written by Adam on March 19, 2021.

Investing Spotlight
How To Make Money On Facebook and 14 Ways People Are Doing It
How To Make Money On Facebook and 14 Ways People Are Doing It
Adam

Written by Adam on March 26, 2021.

Personal Finance Spotlight
Here is Your Guide to the Best Personal Finance Software
Here is Your Guide to the Best Personal Finance Software
Adam

Written by Adam on April 2, 2021.

Personal Finance Spotlight
Calculate Your FI Number With State and Federal Taxes (It’s More Than You Think)
Calculate Your FI Number With State and Federal Taxes (It’s More Than You Think)
Adam

Written by Adam on April 18, 2021. 8 comments.

Blog Calculators Financial Independence Interactive Taxes
Photos – Japan
Adam

Written by Adam on April 13, 2021.

Hidden
Photos
Adam

Written by Adam on April 13, 2021.

Hidden
Understanding the Expense Ratio and How It Affects Your Investments
Understanding the Expense Ratio and How It Affects Your Investments
Adam

Written by Adam on April 21, 2021.

Investing Spotlight
Most Iconic Road Trips in Every State
Most Iconic Road Trips in Every State
Adam

Written by Adam on April 28, 2021.

Spotlight Travel
My Biggest Investment Mistake and the Lessons I’ve Learned
My Biggest Investment Mistake and the Lessons I’ve Learned
Adam

Written by Adam on May 5, 2021. 1 comment.

Invest Spotlight
Minafi Summer Break, Life & Goals Updates for Q2 2021
Minafi Summer Break, Life & Goals Updates for Q2 2021
Adam

Written by Adam on July 4, 2021. 3 comments.

Blog Goals Personal Travel

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