Reach Financial Independence Early Through Investing, Minimalism & Mindfulness.

Read the FIRE Guide to find out how.

Discover Your Financial
Independence

Find out when you could be financially independent. If you save half your income for 17 years, you’ll be there.

Learn to
Invest

Investing is easier than you might think. By learning a few core concepts, you’ll know enough to invest for the rest of your life.

Embrace
Minimalism &
Mindfulness

Focus on what’s important to you. Learn to live with what you need, no more no less in all parts of life.

If You Only Do One Thing

Check out the Interactive Guide to Early Retirement and Financial Independence. It’s a “choose-your-own-adventure” style post that changes based on your input.

If You Do Two Things

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The Minafi Magazine

A dose of financial advice, minimalism and mindfulness delivered just for you.

Don't take my word for it.

See what people are saying about my free Minimal Investor Course.

I have been taking your Minimal Investor Course and have to tell you that it has been the single most helpful thing with gaining understanding and confidence around personal investing.

Full of valuable knowledge that you'll wish you had known sooner, The Minimal Investor Course is a fantastic introduction to the fundamentals of putting your money to work for you, so you can set out on the path to financial independence.

This course starts from the very basics and takes you all the way through making investments and building them for long-term success. No matter what step of the process you're on, there's something here for you.

This was an amazing course! I'm new to investing, and this course has made me feel a lot more comfortable and actually create an action plan to move forward.

This is wonderful course to get to know what is investment and how to investment. There are so many comprehensive and concrete idea on how to investment. I am so lucky to get to know this course before starting real investment.

Investing the Minafi way is not complicated or require years of study. Thanks to the minimal investor course for giving everyone a course of action to get started on the road to retirement.

This course was fantastic! I thought I knew what I was doing with my IRA and 401(k) but this made it easier and helped me understand everything! I now can make more informed choices in where my money goes and how to make sure I'm setting myself up for the best returns later.

In 10 lessons, the Minimal Investor course breaks down the basics of investing, while providing motivation to follow along. Since taking the course I have a much better understanding of the tax implications of where to put things, plus I have a handy reference for interfacing with Vanguard's website.

Here Are Some Of My Most Popular Posts

There are pretty cool. You should probably read them.

How We Spent $15,000 on Our Honeymoon and Why We’d Do It Again

August 6, 2018 6 Comments

For the first time in our lives, we traveled with a guide and a schedule to Vietnam, Laos and Cambodia. The cost of this trip? Around $15,000 for 2 weeks. It was an absolutely amazing trip filled with friends, memories and as much delicious food as we could stomach.

101 Things I Want to Know, Have, Do or Be – My Bucket, Goals and Vision List

May 28, 2018 6 Comments

What do you want your life to be? One way to understand that is to create a list of the 101 things that you want to shape your life. Here are 101 (well 109) things that I want to focus on in my life.

What’s the Difference Between Fire, Lean Fire, and Fat Fire?

May 14, 2018 13 Comments

People use the terms “fire”, “lean fire” and “fat fire” all the time – but what do they mean? In this data-driven post, we look into the numbers behind these pursuits and what you could do to hit your numbers.

Hey hey! I'm Adam!

I’m 36 and live in Salt Lake City, UT. I have way too many goals, overshare my net worth and love to program.

I’ve spent the last decade teaching programmers how to program.

Now I help millennials invest to reach financial independence sooner than they ever thought possible. Want to see what you could do to reach FI sooner? You’re in the right place!