Reach Financial Independence Early Through Investing, Minimalism & Mindfulness.
Read the FIRE Guide to find out how.The Road to FIRE
Here are your first three steps to financial independence.
Financial
Independence
Find out when you could be financially independent. If you save half your income for 17 years, you'll be there.
Invest
Investing is easier than you might think. By learning a few core concepts, you’ll know enough to invest for the rest of your life.
Minimalism &
Mindfulness
Focus on what's important to you. Learn to live with what you need, no more no less in all parts of life.
Minafi, verb, min-a-fy, made-up word.
- A combination of minimalism and financial independence (FI).
- A growth mindset for living a life focused on what brings you value.
- A blog of my journey through investing, minimalism, FIRE and mindfulness.
Your Custom Plan for FIRE
How long until you could be financially independent? Check out the Interactive Guide to Early Retirement and Financial Independence to calculate your FIRE date.
FIRE in the News
Curated articles and mentions of financial independence and early retirement in the mainstream media.
Join Minafi to be notified of new FIRE in the news and contribute new articles.
Morningstar - Confessions of a Former 'FIRE' Skeptic
Published
June 26, 2020.
Found by
Adam.
MarketWatch - Divorce inspired this woman to learn about money and she retired early
Published
June 25, 2020.
Found by
Adam.
The Motley Fool - Here's How to Retire Far Earlier (Even If Another Downturn Strikes)
Published
June 20, 2020.
Found by
Adam.
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Hey hey! I'm Adam!
I'm 37 and live in Salt Lake City, UT. I have way too many goals, overshare my net worth and love to program.
I've spent the last decade teaching programmers how to program.
Now I help millennials invest to reach financial independence sooner than they ever thought possible.
Want to see what you could do to reach FI sooner? You’re in the right place!
Recent Posts
Here are a few of the recent articles written here on Minafi.
This is just the tip of the iceberg! Read more, subscribe or check out any of the 222 posts here on the blog.
During this crazy year it can be difficult to keep hope alive. By creating a local bucket list you can inspire hope a...
Written by Adam on July 27, 2020. 8 comments.
In the same way you can optimize your money you can optimize your mindset for life.
Written by Adam on July 20, 2020. 3 comments.
Change can happen in two ways: by accident or by action. A vision for the future helps to organize action and inspire...
Written by Adam on July 5, 2020. 2 comments.
Accessing a 401(k), IRA or Roth IRA early can lead to a 10% early withdrawal penalty. With a little planning you can ...
Written by Adam on June 29, 2020. 9 comments.
For this month my theme is explore. Explore new ideas, new places, and take on new development challenges.
Written by Adam on June 2, 2020. 8 comments.
For this month I’m focusing on doing hard things I don’t naturally want to do. I’ll break through blockers and build ...
Written by Adam on May 1, 2020. 12 comments.
The FIRE movement isn’t based on a consistently rising market. For most it’s based on long-term trends, personal flex...
Written by Adam on April 13, 2020. 23 comments.
The theme for this month is to focus on creating – programming, writing, cooking, making, designing and learning.
Written by Adam on April 1, 2020. 9 comments.
At home and looking for something to do? Try one of these 21 journaling activities to help fill the time and learn a ...
Written by Adam on March 23, 2020. 7 comments.
Trying to stay calm or happy in the face of major news events is struggle. Here’s a look at how I handle new anxiety ...
Written by Adam on March 16, 2020. 5 comments.
My theme for this month is to concentrate on creating sustained, enjoyable routines with well-earned relaxation and r...
Written by Adam on March 1, 2020. 6 comments.
The FIRE Matrix is a way of mapping your progress to Financial Independence taking into account your savings rate and...
Written by Adam on February 17, 2020. 11 comments.
Minafi - The intersection of FI, minimalism & mindfulness.
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