Blog

For the first time in our lives, we traveled with a guide and a schedule to Vietnam, Laos and Cambodia. The cost of t...

Written by Adam on August 6, 2018. 36 comments.

Exposure to computers from an early age helped me feel comfortable and confident when creating with them later in life.

Written by Adam on July 30, 2018. 6 comments.

Every quarter I analyze my investments, share my net worth and assets with the world. This was a crazy quarter. My in...

Written by Adam on July 23, 2018. 12 comments.

What would you do if you could plan out every minute of every day? Would you schedule activities, leisure or work? I ...

Written by Adam on July 16, 2018. 4 comments.

Each quarter I lay out a bunch of goals I want to tackle. For this quarter, I’m aiming to get healthy, write a book a...

Written by Adam on July 9, 2018. 1 comment.

In Q2 I set very ambitious goals – explore Utah, be healthy, make money, draw more visitors to Minafi. In retrospect,...

Written by Adam on July 2, 2018. 3 comments.

ESPPs, or “Employee Stock Purchase Plans” can be one of the most lucrative benefits offered to employees – if they’re...

Written by Adam on June 25, 2018. 19 comments.

Minafi.com was launched about a year ago, but like all stories, Minafi’s starts in the middle. Here is the background...

Written by Adam on June 21, 2018. 8 comments.

What if I told you that you could sell your used car for $150,000? We recently sold our second car, going to a one-ca...

Written by Adam on June 18, 2018. 9 comments.

If you want to achieve financial independence earlier in life, there’s a lot to know! Budgeting, investing, tax-strat...

Written by Adam on June 11, 2018. 4 comments.

If you received $1 million tomorrow, what would you do? How will taxes work? How much should you save from it? Will t...

Written by Adam on June 4, 2018. 10 comments.

What do you want your life to be? One way to understand that is to create a list of the 101 things that you want to s...

Written by Adam on May 28, 2018. 10 comments.

Every quarter I go over every expense I have and categorize it. This has led to a wealth of information on my own spe...

Written by Adam on May 22, 2018. 11 comments.

People use the terms “fire”, “lean fire” and “fat fire” all the time – but what do they mean? In this data-driven pos...

Written by Adam on May 14, 2018. 22 comments.

What is your path to early retirement? Having a set goal is one thing, but designing a life with an irresistible stai...

Written by Adam on May 7, 2018. 7 comments.

The salary difference between men and women has been studied in many different times in many different fields. In eac...

Written by Adam on April 30, 2018. 28 comments.

The 4% states you need your yearly spending times 25 to retirement. One question I get a bunch is around the idea of ...

Written by Adam on April 26, 2018. 4 comments.

You don’t need to be a master to accomplish your goals. Spending all of your time perfecting one aspect can hold you ...

Written by Adam on April 23, 2018. 2 comments.

Why do you want to retire early? This question and more are key to keeping your motivation going and growing grit whi...

Written by Adam on April 19, 2018. 1 comment.

A snapshot of my finances as of April 1, 2018. We were down 1.5% for a total of -$19,120.00 for the quarter. This inc...

Written by Adam on April 16, 2018. 10 comments.

Traditions like Christmas, Thanksgiving, and 4th of July are a huge part of American culture. These traditions spawn ...

Written by Adam on April 12, 2018. 3 comments.

Last year, we moved across the country from Orlando to Salt Lake City. Before we reached this decision, I researched ...

Written by Adam on April 9, 2018. 9 comments.

The minimalist aesthetic isn’t as cheap as it looks. There are a number hidden costs to owning fewer things. Living i...

Written by Adam on April 5, 2018. 9 comments.

For the next 3 months, I’m planning to focus on exploring Utah, monetizing Minafi and increasing traffic. Rather than...

Written by Adam on April 3, 2018. 2 comments.

What do you do with your investments after everything is optimized? It’s a hard struggle for these woke investors. Tr...

Written by Adam on April 1, 2018. 8 comments.

For March, I concentrated on trying public transportation in Salt Lake City to see if I enjoyed using it as part of m...

Written by Adam on March 30, 2018. 1 comment.

In a conversation between Warren Buffett and his Pilot, Buffett recommended a strategy to help prioritization that al...

Written by Adam on March 26, 2018. 5 comments.

Target retirement date funds are a great place to get started investing. They do all the hard work of figuring out wh...

Written by Adam on March 22, 2018. 16 comments.

Learning how to invest takes a lot of research. One way to get up to speed fast is to learn from others mistakes. Luc...

Written by Adam on March 19, 2018. 3 comments.

Have you ever intended to do something productive, but then life got in the way? Here are some ways you can become mo...

Written by Adam on March 8, 2018. 2 comments.

I grew up in a house. After a few years in college in apartments, I quickly moved into a house after graduation. I th...

Written by Adam on March 5, 2018. 24 comments.

For March, I’m hoping to slow down and spend more time intentionally traveling. Not traveling in the distance sense, ...

Written by Adam on March 2, 2018. 4 comments.

For February, I focused on Using Everything. This had three aspects to it – Mindful Consumption, Organization, and De...

Written by Adam on February 28, 2018.

When you hear the word “vacation”, what do you think? Is it the same thing as when you hear the word “travel”? These ...

Written by Adam on February 26, 2018. 24 comments.

Tracking your asset allocation can help understand the difference between your target asset allocation and your curre...

Written by Adam on February 22, 2018. 2 comments.

A few months after I graduated college my mom passed away. That led to a complicated estate and inheritance legal cas...

Written by Adam on February 19, 2018. 32 comments.

One way to stay on track with your goals is to use commitment devices – mind tricks to hold yourself accountable. The...

Written by Adam on February 15, 2018. 2 comments.

To start this year right, I queued up a bunch of books that I’ve been looking forward to starting. My favorites so fa...

Written by Adam on February 12, 2018. 4 comments.

If you were to tell the story about how you improved and grew for something you’re currently trying to improve, how w...

Written by Adam on February 7, 2018. 8 comments.

Step by step walkthrough of how to perform a Backdoor Roth IRA conversion on Vanguard with screenshots of each step. ...

Written by Adam on February 5, 2018. 34 comments.

For February 2018, I’m focusing on using everything. I will have gone through all possessions, services (online and i...

Written by Adam on February 2, 2018. 7 comments.

For January 2018, my goals were to focus on turning the Minimal Investor Email Course into a full course that provide...

Written by Adam on January 31, 2018.

It’s easy for paper clutter to pile up. Reducing it can be a lot of work, especially if you want to do it yourself. O...

Written by Adam on January 29, 2018. 11 comments.

With the rise of Bitcoin, it can look like everyone is getting rich. Speculative investing isn’t a new thing, but if ...

Written by Adam on January 26, 2018. 15 comments.

We do a lot of things to earn more time for ourselves. Beyond our jobs, there are many things we can do to earn back ...

Written by Adam on January 24, 2018. 3 comments.

How do you decide between a Roth IRA and a Traditional IRA? In this guide, we’ll go over all the reasons why you migh...

Written by Adam on January 22, 2018. 26 comments.

After more than a decade investing, I decided to read The Simple Path to Wealth. It’s a welcome and refreshing introd...

Written by Adam on January 19, 2018. 8 comments.

Try this exercise to reduce your kitchen clutter to only what you need – and what you can fit in your dishwasher.

Written by Adam on January 17, 2018. 10 comments.

A snapshot of my finances as of January 1, 2018. We were up 12.2% for a total of +$133,765.50 for the quarter. This i...

Written by Adam on January 15, 2018. 14 comments.

There are countless songs about money spanning every genre. While some make it big and get plastered on every radio, ...

Written by Adam on January 12, 2018. 7 comments.