Personal Capital Review

Personal Capital

Founded 2009

Minafi Score

60 /100

Minafi Rating

7 /10

Usability Rating

9 /10

Cost Rating

1 /10

Trust Rating

6 /10

Company Age Score

5 /5

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Personal Capital Alternatives

All comparisons:

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Personal Capital

60

Minafi's Take

Personal Capital is a traditional financial advisor that’s fully embraced technology. They offer some of the best in class tools for portfolio and account visualization. For investing, they focus on a sector-weighted strategy where your portfolio will be invested equally amongst each in individual stocks. This means you won’t pay an expense ratio of index funds, but you will be on the line for taxes when these stocks are sold in a taxable account.

Just The Facts

Here’s everything you want to know about Personal Capital.

Who Manages Your Money?

Personal Capital is categorized as a Advisor.

What Features Does Betterment Offer?

Personal Capital allows you to invest using at least 6 different account types, over at least 3 platforms.

How Much Does Betterment Cost?

Personal Capital charges a progressive advisor fee based on the amount of assets under management. For $1 Million and under: 0.89%. $1m - $3m: 0.79%. $3m-5m: 0.69%. $5m-$10m: 0.59%. $10m+: 0.49%.

Current Promotions

  • $20 Sign Up Bonus

Fees & Expenses View all fees

  • Personal Capital charges a progressive advisor fee based on the amount of assets under management.
  • For $1 Million and under: 0.89%.
  • $1m - $3m: 0.79%.
  • $3m-5m: 0.69%.
  • $5m-$10m: 0.59%.
  • $10m+: 0.49%.

How Do I Sign Up?

Open an Account

Personal Capital Alternatives

Here's a look at how Personal Capital compares with it's closest competitors.

Personal Capital

60

Open An Account
Ratings
Rating Type Rating
Minafi Rating 7 /10
Usability Score 9 /10
Cost Rating 1 /10
Trust Rating 6 /10
Company Age Score 5 /5
JD Power Score -
Overview
Overview Feature Included
Founded 2009
Min Investment $25,000.00
Classification
Accounts Offered
How to Access
Allows Investors from
Features
Feature Included
Automatic Investing
Automatic Rebalancing
Automatic Tax-Loss Harvesting
Checking Account
Fractional ETF Shares
Free Trades
Good for Beginners
Good for Day Trading
Good for Retirement
Sign Up Bonus
Fees & Expenses
Fee Type Included
Management Fee
Monthly Fee -
Options Fee -
Trade Fee -

M1 Finance

99

Open An Account
Ratings
Rating Type Rating
Minafi Rating 10 /10
Usability Score 8 /10
Cost Rating 10 /10
Trust Rating 9 /10
Company Age Score 5 /5
JD Power Score -
Overview
Overview Feature Included
Founded 2015
Min Investment $100.00
Classification
Accounts Offered
How to Access
Allows Investors from
Features
Feature Included
Automatic Investing
Automatic Rebalancing
Automatic Tax-Loss Harvesting
Checking Account
Fractional ETF Shares
Free Trades
Good for Beginners
Good for Day Trading
Good for Retirement
Sign Up Bonus
Fees & Expenses
Fee Type Included
Management Fee -
Monthly Fee -
Options Fee -
Trade Fee -

Betterment

84

Open An Account
Ratings
Rating Type Rating
Minafi Rating 9 /10
Usability Score 10 /10
Cost Rating 4 /10
Trust Rating 9 /10
Company Age Score 5 /5
JD Power Score -
Overview
Overview Feature Included
Founded 2008
Min Investment $0.00
Classification
Accounts Offered
How to Access
Allows Investors from
Features
Feature Included
Automatic Investing
Automatic Rebalancing
Automatic Tax-Loss Harvesting
Checking Account
Fractional ETF Shares
Free Trades
Good for Beginners
Good for Day Trading
Good for Retirement
Sign Up Bonus
Fees & Expenses
Fee Type Included
Management Fee
Monthly Fee -
Options Fee -
Trade Fee -

Compare Personal Capital with other platforms »

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Open an Account

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