Stash vs Vanguard - Compare features, fees and more

Stash vs Vanguard Highlights

Here's a look at the differences between these two investment platforms. Minafi's finances are an open book. See how we make money.

Overview
Overview Feature	Included
Founded	2015
Min Investment	$5.00
Classification	Self-Guided Account
Accounts Offered	SEP IRA Taxable Traditional IRA
How to Access	Android Application Website iOS Application
Allows Investors from	United States of America

Features
Feature	Included
Automatic Investing
Automatic Rebalancing
Automatic Tax-Loss Harvesting
Checking Account
Fractional ETF Shares
Free Trades
Good for Beginners
Good for Day Trading
Good for Retirement
Sign Up Bonus

Overview
Overview Feature	Included
Founded	1975
Min Investment	$1,000.00
Classification	Self-Guided Account
Accounts Offered	529 College Savings Plan Joint Non-Profit Roth IRA SEP IRA Solo 401(k) Taxable Traditional IRA Trusts
How to Access	Android Application Website iOS Application
Allows Investors from	United States of America

Features
Feature	Included
Automatic Investing
Automatic Rebalancing
Automatic Tax-Loss Harvesting
Checking Account
Fractional ETF Shares
Free Trades
Good for Beginners
Good for Day Trading
Good for Retirement
Sign Up Bonus

Investment Apps comparison
Feature by	Stash	Vanguard
Rating	74 Open An Account	99 Open An Account
Minafi Rating (out of 10)	7 /10	10 /10
Usability Score (out of 10)	7 /10	5 /10
Cost Rating (out of 10)	6 /10	9 /10
Trust Rating (out of 10)	7 /10	10 /10
Company Age Score (out of 5)	5 /5	5 /5
JD Power Score (out of 1,000)	-	10 /10
Overview
Year Founded	2015	1975
Min Investment	$5.00	$1,000.00
Classification	Self-Guided Account	Self-Guided Account
Accounts Offered	SEP IRA Taxable Traditional IRA	529 College Savings Plan Joint Non-Profit Roth IRA SEP IRA Solo 401(k) Taxable Traditional IRA Trusts
How to Access	Android Application Website iOS Application	Android Application Website iOS Application
Allows Investors from	United States of America	United States of America
Features
Automatic Investing
Automatic Rebalancing
Automatic Tax-Loss Harvesting
Checking Account
Fractional ETF Shares
Free Trades
Good for Beginners
Good for Day Trading
Good for Retirement
Sign Up Bonus
Fees & Expenses
Management Fee	-	-
Monthly Fee		-
Options Fee	-	-
Trade Fee	-	-
Fee Table (100% = lowest fees)	View Stash fees	View Vanguard fees

Website	https://www.stash.com/	https://vanguard.com
Pros	Stock-Back® Card gives up to 5% back on purchases. Auto-Stash allows for automatic, scheduled and round-up investments. Creating a Smart Portfolio allows for assistance when investing. Offers ETF recommendations for new investors. Metal debit card.	Investor-owned – Like a credit union, Vanguard doesn’t need to make money for investors. Largest mutual fund provider in the world. Unlimited free trades of Vanguard mutual funds and ETFs. Automatic investing down to the penny with mutual funds. Industry leader in retirement investing.
Cons	Monthly fee for all tiers Many ETFs have higher expenses than competitors.	Outdated user interface Fees for accounts with balances under $10k Fractional shares not offered for ETFs (only mutual funds) $25 fee to purchase non-Vanguard mutual funds for accounts with less than $1 million.
Promotions	$5 Signup bonus
Fees	$1/month to $9/month plans	$20/yr fee for accounts with less than $10,000. 0.03% - 0.93% expense ratio for mutual funds and ETFs. Some funds have a purchase or redemption fee from 0.25% to 1% (I’d recommend avoiding these).