Every quarter I go over every expense I have and categorize it. This has led to a wealth of information on my own spending habits - some good and good bad. Here's an in-depth look at what I've learned.
The 4% states you need your yearly spending times 25 to retirement. One question I get a bunch is around the idea of "what assets are included" in that 25x number. Spoiler: It's not your house.
You don't need to be a master to accomplish your goals. Spending all of your time perfecting one aspect can hold you back when you need a diverse skill set to delivery.
A snapshot of my finances as of April 1, 2018. We were down 1.5% for a total of -$19,120.00 for the quarter. This includes my investment totals, specific stocks, category breakdowns and how I'm doing on the road to FI.
Traditions like Christmas, Thanksgiving, and 4th of July are a huge part of American culture. These traditions spawn shopping trips, consumerism and more. What can we do to be more mindful about our holiday choices?
Last year, we moved across the country from Orlando to Salt Lake City. Before we reached this decision, I researched other companies, looked at other jobs and interviewed other places. In the end, I had to make the decision: is the extra money worth it?
The minimalist aesthetic isn't as cheap as it looks. There are a number hidden costs to owning fewer things. Living in a minimalist house requires more investment than you might know.
For the next 3 months, I'm planning to focus on exploring Utah, monetizing Minafi and increasing traffic. Rather than setting monthly goals, the hope it to use these for a quarter. Let's see how it goes!
For March, I concentrated on trying public transportation in Salt Lake City to see if I enjoyed using it as part of my everyday schedule. This meant taking anywhere from 2 public legs to 7 on a single day. It quickly revealed what I like and what I don't like about travel.