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Showing 415 Minafi posts that mention Public.
Cal Newport’s latest book, Digital Minimalism, focuses on how to live a healthy life and coexist with modern day dist...
Written by Adam on April 22, 2019. 9 comments.
Finally, it’s time to reveal the real reason I moved across the country and left my job. It’s a big day, and I’m exci...
Written by Adam on April 1, 2019. 2 comments.
If you were to split up your financial life into phases, what would they be? Here are the four phases that have made ...
Written by Adam on June 24, 2019. 7 comments.
Net assets refer to the total amount of assets under management for an ETF or mutual fund. The higher the net assets,...
Written by Adam on June 14, 2020.
Do you have a story to share? Maybe a question or a comment? If so, I’d love to hear from you. Just a heads up though...
Written by Adam on December 14, 2016.
The ratio of stocks to bonds is the most important way that people manage risk in their portfolio. By altering the ra...
Written by Adam on March 13, 2020.
It’s rough to get started, but once you know the best practices and questions to ask you’ll be on track to invest con...
Written by Adam on April 11, 2021. 9 comments.
When it comes to anything in life, you don’t want to pay more for anything if you don’t have to. Keeping your expense...
Written by Adam on April 21, 2021. 1 comment.
Tokyo, Mitaka & the Studio Ghibli Museum.
Written by Adam on May 10, 2014.
The word “retirement” causes a lot of confusion. Does it mean relaxing on the beach or something else? Let’s discuss.
Written by Adam on May 30, 2020.
Here’s how I use Mint, Todoist and Google Sheets to track and analyze my expenses each month in order to budget how m...
Written by Adam on October 9, 2016. 2 comments.
Every new year there is an increase in timeshare owners looking to end their timeshare contract as yearly maintenance...
Written by Adam on January 11, 2021.
During this crazy year it can be difficult to keep hope alive. By creating a local bucket list you can inspire hope a...
Written by Adam on July 27, 2020. 9 comments.
2018 was a crazy financial year for us. After moving across the country in 2018, this was the quarter we finally got ...
Written by Adam on January 21, 2019. 2 comments.
Here’s a brief list of some of my top recommendations. These are tools, software, services, or other websites that I ...
Written by Adam on October 9, 2018.
When I was 26 I left my first job. It had a 401k that I had been contributing to since I started. Being the responsib...
Written by Adam on October 29, 2018. 9 comments.
This is a placeholder for all parts of the course, “Why Invest In the Stock Market?”. Each H2 is a separate video det...
Written by Adam on November 11, 2019.
Hey hey! And welcome back to lesson 7 of The Minimal Investor! Whew, 6 lessons to get to the point where you’ve made ...
Written by Adam on October 5, 2018.
Why do you want to retire early? This question and more are key to keeping your motivation going and growing grit whi...
Written by Adam on April 19, 2018. 1 comment.
For this week I’m publishing an article by my friend Matt Caranante from Value Nomad (which is a cool site name btw)....
Written by Adam on April 2, 2021.
Every quarter I analyze my investments, share my net worth and assets with the world. This was a crazy quarter. My in...
Written by Adam on July 23, 2018. 12 comments.
Are you one of the millions of Americans who are currently rethinking their finances? If you want to reset and reeval...
Written by Adam on March 28, 2021. 8 comments.
Travel, goals, Hardcover and eveything else I’ve been up to lately.
Written by Adam on July 4, 2021. 17 comments.
The financial industry makes a TON of money from investors. The sheer amount they take in is staggering. The impact o...
Written by Adam on March 2, 2020.
What are the 118 topics that everyone learning about FIRE should know about? These are the subjects that stand out as...
Written by Adam on July 29, 2019. 29 comments.
I spent the first full month of spring running outside, hiking, revamping Minafi and developing a morning schedule.
Written by Adam on May 6, 2019. 7 comments.
Accessing a 401(k), IRA or Roth IRA early can lead to a 10% early withdrawal penalty. With a little planning you can ...
Written by Adam on June 29, 2020. 11 comments.
One thing that was confusing to me when I started investing was the difference between index funds, mutual funds and ...
Written by Adam on January 3, 2020.
With the rise of free trades on more and more online brokerages comes a new batch of investors learning the ropes. Th...
Written by Adam on October 29, 2019. 4 comments.
My theme for this month is to concentrate on creating sustained, enjoyable routines with well-earned relaxation and r...
Written by Adam on March 1, 2020. 6 comments.
This is a placeholder page for the fund compare path. You’ll want to find a fund to compare with each other through t...
Written by Adam on January 8, 2021.
My first 6 months blogging here on Minafi has been a whirlwind of excitement, fun, and discovery. Here are some of th...
Written by Adam on December 29, 2017.
A recent trip to Laos changed my view of consumption and what I need to be happy. With only a few interactions – with...
Written by Adam on August 20, 2018. 4 comments.
When you hear the word “vacation”, what do you think? Is it the same thing as when you hear the word “travel”? These ...
Written by Adam on February 26, 2018. 24 comments.
Dive into what index funds are, how they grow wealth and why they’re safer and easier than the alternatives.
Written by Adam on December 10, 2019.
Housing costs are almost without fail the largest expenses single expenses for most people. These are some of the pla...
Written by Adam on March 19, 2021.
For December, I’m focusing on getting settled in Salt Lake City, developing a content strategy for the next year here...
Written by Adam on December 1, 2017. 12 comments.
At the end of every year, I write a post detailing what I accomplished. Not only is this great to look back on, years...
Written by Adam on July 31, 2016. 1 comment.
My theme for this month is to concentrate on finishing things. Taking projects to completion or making the decision t...
Written by Adam on February 1, 2020. 5 comments.
Torii gates are a symbol in Japan for the transition between the human world and spirit world. My hope is that when y...
Written by Adam on September 11, 2017. 5 comments.
In December, I set a goal for myself around developing a content strategy on Minafi, researching out new posts and ge...
Written by Adam on December 31, 2017. 2 comments.
Try this exercise to compare your spending distribution or budget with a familiar 40-hour week to understand how your...
Written by Adam on August 18, 2016. 4 comments.
Those who have inspired me the most share a few similar characteristics. They’re great writers and communicators who ...
Written by Adam on August 31, 2017.
Creating a balance of work, passion projects and relaxation is no easy task! Let’s look at some ways people create ba...
Written by Adam on May 30, 2020.
Although there are no guarantees when investing, we’ll look at the historic returns of a diversified portfolio of ind...
Written by Adam on December 10, 2019.
If you cannot get your mind off a topic, try this mindfulness exercise for reducing stress and giving yourself permis...
Written by Adam on August 12, 2016. 1 comment.
What are you doing tomorrow? Oh I don’t know, maybe WHATEVER I WANT FOR THE REST OF MY LIFE!
Written by Adam on May 30, 2020.
To start every month right, I look over my goals for the previous month and set ones for the upcoming month. If you’r...
Written by Adam on June 29, 2017. 1 comment.
Try this exercise to help you decide what you should put your focus on. I’ve used this activity a bunch before – both...
Written by Adam on December 10, 2018. 9 comments.
My investing experience from 2006-2011 was full of ups and down. I inherited money and promptly lost most of it durin...
Written by Adam on July 17, 2017. 5 comments.
Both $FSKAX and $FZROX are both Total US Stock Market Index Funds – specifically mutual funds – created and run by Fi...
Written by Adam on January 8, 2021.
December 14, 2018 was my last day working at my job of 8 years. Here’s a look at why I left and what I’m planning do ...
Written by Adam on December 3, 2018. 52 comments.
With the rise of Bitcoin, it can look like everyone is getting rich. Speculative investing isn’t a new thing, but if ...
Written by Adam on January 26, 2018. 15 comments.
I read 100 books in 2018. Here’s a look at my overall favorites that you should check out along with a few tips on ho...
Written by Adam on January 7, 2019. 9 comments.
Both terms are often used interchangeably, but are they the same? Which one is right for your situation?
Written by Adam on October 4, 2017. 2 comments.
My entirely too long look at what happened in 2017. The top themes for the year were: wedding, honeymoon, moving to S...
Written by Adam on January 1, 2018. 25 comments.
Let’s take everything we’ve learned and put it together. We’ll analyze a number of funds and go through the process o...
Written by Adam on April 4, 2020. 1 comment.
Tokyo, Tsukiji Fish Market & breakfast sushi.
Written by Adam on May 10, 2014.
Tokyo, Park Hyatt, Izakaya & cocktails at Bar Ishinohana.
Written by Adam on May 10, 2014.
Have you ever intended to do something productive, but then life got in the way? Here are some ways you can become mo...
Written by Adam on March 8, 2018. 2 comments.
Every quarter I go over every expense I have and categorize it. This has led to a wealth of information on my own spe...
Written by Adam on May 22, 2018. 11 comments.
The organization of your funds into taxable, tax-efficient and tax-free accounts has a huge impact on your taxes — po...
Written by Adam on July 24, 2017. 11 comments.
There is a lot you can do with the compound interest formula. Calculate future value, present value and even include ...
Written by Adam on December 13, 2017. 4 comments.
Traditions like Christmas, Thanksgiving, and 4th of July are a huge part of American culture. These traditions spawn ...
Written by Adam on April 12, 2018. 3 comments.
For the first time in our lives, we traveled with a guide and a schedule to Vietnam, Laos and Cambodia. The cost of t...
Written by Adam on August 6, 2018. 36 comments.
By adding international funds to our portfolio, we help diversify it while also prevent home-country bias.
Written by Adam on March 13, 2020.
It’s just as important to know what parts of a fund you can compare as to know which to skip over.
Written by Adam on April 4, 2020.
A simple formula to derive progress towards FIRE that includes growth to net worth and total income.
Written by Adam on August 19, 2017. 9 comments.
Hakone, Owakudani, Lake Ashinoko, Hakone Jinja, smelt & boiled eggs.
Written by Adam on May 10, 2014.
This year focused around refining my development skills, traveling mostly within the southeast and challenging myself...
Written by Adam on January 1, 2011. 2 comments.
Even after years saving and investing you’ll likely still need to pay fees later on when you start withdrawing funds....
Written by Adam on March 2, 2020.
Unlike regular paychecks, bonuses are taxed at a different rate. If you understand how they’re taxed you can take adv...
Written by Adam on September 24, 2018. 4 comments.
There are many paths to retirement – from being born into wealth to never retiring. Where do you fall on the spectrum?
Written by Adam on June 10, 2019. 6 comments.
Every month I take an hour to plan what I want me next month to be. See how you can be more productive and boost your...
Written by Adam on June 28, 2017. 1 comment.
Whether physical, symbolic or digital, a garden helps you focus on one thing: growth.
Written by Adam on February 21, 2021. 6 comments.
Don’t be scared off by a thriving market! Stock markets spend most of their time at our near their all-time highs.
Written by Adam on December 10, 2019.
What you should expect and plan for.
Written by Adam on May 10, 2014.
Let’s run the numbers on your tax-optimized withdrawal strategy. This is how you can make your money last the longest!
Written by Adam on May 30, 2020.
After two years of early retirement I’m still figuring things out. Here are a few ways this year has been… unique.
Written by Adam on December 16, 2020. 31 comments.
Fernweh is a German word that roughly translates into “farsickness” or wanterlust. It’s a longing for unseen places a...
Written by Adam on July 15, 2019. 6 comments.
What Is This? I love listening to audiobooks whenever I’m driving, walking my dog or doing things around the house. I...
Written by Adam on November 3, 2019.
Investing in Bitcoin doesn’t have to be difficult. In this Coinbase review, I show how easy it is to invest with a wa...
Written by Adam on December 8, 2017. 334 comments.
Teaching self-control in kids can lead to increased success later in life. There are ways of training self-control in...
Written by Adam on December 20, 2017. 24 comments.
This is a placeholder page for the /invest path. If you’re seeing this then you’ve spotted an easter egg. I honestly ...
Written by Adam on January 20, 2021.
The core concepts of investing are shockingly simple and could allow you to retire years early. Learn about diversifi...
Written by Adam on August 6, 2016. 2 comments.
Hey hey, and welcome back to lesson 6 of The Minimal Investor! We’re halfway through the course, and the hardest part...
Written by Adam on October 5, 2018. 1 comment.
The minimalist aesthetic isn’t as cheap as it looks. There are a number hidden costs to owning fewer things. Living i...
Written by Adam on April 5, 2018. 9 comments.
You can’t beat the market. You can, however, create a portfolio that returns the market average – a great long-term p...
Written by Adam on December 10, 2019.
The difference between speculative investments and long-term investments.
Written by Adam on December 10, 2019.
Othalafehu believes in a well rounded family of assets as a bulwark against downturns in the economy, for me, this de...
Written by Adam on January 17, 2019. 2 comments.
The FIRE movement isn’t based on a consistently rising market. For most it’s based on long-term trends, personal flex...
Written by Adam on April 13, 2020. 24 comments.
To round out 2020 I’m switching from a productivity focused to enjoyment focused theme.
Written by Adam on December 1, 2020. 5 comments.
Should you invest with a robo-advisor? That’s the question we’ll be tackling in this series on Wealthfront vs Betterm...
Written by Adam on January 20, 2021.
Filter thousands of funds down to only a few by eliminating actively managed, high-fee, high-turnover funds.
Written by Adam on April 4, 2020.
A method to help you estimate how much money you need to retire early and be financially independence while achieving...
Written by Adam on December 5, 2017. 42 comments.
Minimalism isn’t about reducing your possession. For me, it means making space for what matters. What matters is diff...
Written by Adam on January 5, 2018. 6 comments.
Learning how to invest takes a lot of research. One way to get up to speed fast is to learn from others mistakes. Luc...
Written by Adam on March 19, 2018. 3 comments.
When it comes to shady industries, financial advisors have to be one of the shadiest. There’s a huge gambit too – fro...
Written by Adam on May 13, 2020. 1 comment.
Why Medium got me back to writing. How they made writing fun and exciting by putting the focus on the most important ...
Written by Adam on June 26, 2017. 1 comment.
If you were to walk through your day from the moment you wake up to when you fall asleep, are there times where you a...
Written by Adam on October 11, 2017. 3 comments.
One of my 4 pillars of investing is understanding diversification and the role it plays in asset allocation. This pos...
Written by Adam on September 2, 2019. 2 comments.
A few months after I graduated college my mom passed away. That led to a complicated estate and inheritance legal cas...
Written by Adam on February 19, 2018. 32 comments.
Yesterday I published An Interactive Guide to Early Retirement and Financial Independence. This post took a long time...
Written by Adam on September 5, 2017.
Kyōto, Fushimi Inari-taisha, 伏見稲荷大社, 1,000 torii gates.
Written by Adam on May 10, 2014.
Where cryptocurrencies were once the reserve of tech nerds, these days, they’ve become so mainstream that your parent...
Written by Adam on March 3, 2021.
I take data protection seriously. Before Minafi, I’ve worked as a developer on a number of secure systems – credit ca...
Written by Adam on May 6, 2018.
Congratulations on completing this course! Being able to choose between a bunch of funds is a superpower. It takes so...
Written by Adam on April 4, 2020.
Change can happen in two ways: by accident or by action. A vision for the future helps to organize action and inspire...
Written by Adam on July 5, 2020. 2 comments.
What would you like to accomplish in your next 10 years? Here’s a look at what I’m thinking about for my 40s.
Written by Adam on June 4, 2022. 20 comments.
Find out how money will play into your life long-term, while building a life you want today.
Written by Adam on May 25, 2020.
Hakone, Ryokan, yukata’s & omakase.
Written by Adam on May 10, 2014.
Tokyo, Shinjuku & a crazy show at Robot Restaurant.
Written by Adam on May 10, 2014.
Create a plan for how you’ll withdraw funds from your accounts.
Written by Adam on May 30, 2020. 2 comments.
I didn’t learn about the FIRE movement until I was 30 years old. If I had learned about it sooner, I might have made ...
Written by Adam on September 23, 2019. 7 comments.
Earlier this year, we were hit by Hurricane Irma. This got us thinking a lot about hurricane preparation while making...
Written by Adam on October 16, 2017. 1 comment.
On December 14, 2018 I left my job to retire. Now that I’ve been out of work for a month, let’s look back and see wha...
Written by Adam on January 28, 2019. 17 comments.
If you were to tell the story about how you improved and grew for something you’re currently trying to improve, how w...
Written by Adam on February 7, 2018. 8 comments.
Congratulations on completing this course! When I first learned about asset allocation, it felt like everything was c...
Written by Adam on March 13, 2020.
If you received $1 million tomorrow, what would you do? How will taxes work? How much should you save from it? Will t...
Written by Adam on June 4, 2018. 10 comments.
Some of the top themes for this year were growing closer with friends, knee surgery & recovery, loss, Hardcover and f...
Written by Adam on January 1, 2023. 7 comments.
Use these calculators to solve for exponential growth. There’s 4 different calculators, allowing you to provide any v...
Written by Adam on May 27, 2019.
Lagom is a Swedish term that roughly translates into “the understanding that I have enough”. Words have the power to ...
Written by Adam on December 15, 2017. 16 comments.
Congratulations on completing the course! If you’re like me, almost nothing in these ten lessons was a part of your e...
Written by Adam on November 11, 2019.
If you were cooped up inside, what would fill your time? Is it the same things that you would lean on as a kid?
Written by Adam on August 19, 2019. 9 comments.
Hey hey! And welcome back to lesson 8 of The Minimal Investor. If you read the subject of this lesson and went “ew”, ...
Written by Adam on October 5, 2018. 2 comments.
This site makes money in a few ways: Affiliate links to products I recommend People paying to join the Minafi Investo...
Written by Adam on July 28, 2017.
This post is an experiment. Imagine a calculator, a choose-your-own-adventure book, a series of interviews & a guide ...
Written by Adam on September 2, 2017. 122 comments.
People use the terms “fire”, “lean fire” and “fat fire” all the time – but what do they mean? In this data-driven pos...
Written by Adam on May 14, 2018. 22 comments.
How and why an S&P 500 Index fund outperforms the index itself.
Written by Adam on December 10, 2019.
Target retirement date funds are a great place to get started investing. They do all the hard work of figuring out wh...
Written by Adam on March 22, 2018. 16 comments.
I’ve loved reading other peoples stories since before blog was a term. From the dark days of LiveJournal to Google Re...
Written by Adam on March 27, 2019.
Rather than relying on others to create tools to track your finances – create your own! Here’s a look at what I track...
Written by Adam on March 21, 2021. 32 comments.
Go through this checklist to make sure you’re prepared to invest.
Written by Adam on May 5, 2020.
The idea of “luck” when it comes to financials is a complicated topic. I do believe it has a role, but it’s important...
Written by Adam on January 14, 2019. 2 comments.
Kyōto, Shinkansen, Odawara, Hakone & a ryokaan.
Written by Adam on May 10, 2014.
The S&P 500 is without a doubt the single, best investment you can make. Let’s dig into why.
Written by Adam on June 7, 2020.
We do a lot of things to earn more time for ourselves. Beyond our jobs, there are many things we can do to earn back ...
Written by Adam on January 24, 2018. 3 comments.
I’m always interested to hear how other people are minimizing their tax liability after retirement. Here is my person...
Written by Adam on September 3, 2018. 22 comments.
You can structure your life to make fewer decisions. Mark Zuckerburg and many others have learned by reducing decisio...
Written by Adam on August 9, 2016. 1 comment.
It’s not about constantly monitoring the market and making trades. Learn how long-term investors grow their wealth wi...
Written by Adam on December 10, 2019. 1 comment.
A look at a sample plan for someone investing with over $100,000.
Written by Adam on May 5, 2020.
Like other Roboadvisors, Betterment charges an “assets under management” fee every year. At 0.25% of assets under man...
Written by Adam on January 23, 2021.
A terrible experience with a tenant soured me to the idea of being a landlord for years. I recently revisited the top...
Written by Adam on July 26, 2017. 10 comments.
Kyōto, Fushimi market guided tour.
Written by Adam on May 10, 2014. 1 comment.
How much should you challenge yourself – and does the answer to that question change after retirement? Here’s a look ...
Written by Adam on March 25, 2019. 1 comment.
Narita Airport, Shinkansen, Kyoto & a late-night snack.
Written by Adam on May 10, 2014.
The Focused Investor Series is a weekly article on Minafi. It’s a chance for investors to share their unique experien...
Written by Adam on November 4, 2018.
For January 2018, I’m going to focus on turning the Minimal Investor Email Course into a full course that provides va...
Written by Adam on January 3, 2018. 4 comments.
A look at exactly what Betterment offers. Is it worth the additional management fee?
Written by Adam on January 24, 2021.
Trying to stay calm or happy in the face of major news events is struggle. Here’s a look at how I handle new anxiety ...
Written by Adam on March 16, 2020. 5 comments.
Choosing your why will help understand what strategy you should use and answer the question “Why Should I Invest Now?”.
Written by Adam on June 24, 2017. 2 comments.
A look at what’s worked, what hasn’t and what I’d do differently from my first year retired.
Written by Adam on December 14, 2019. 27 comments.
My yearly recap of everything that happened during the previous year.
Written by Adam on March 1, 2022. 5 comments.
Hakone, Odawara, Tokyo & Meguro.
Written by Adam on May 10, 2014.
Spending money and time on what’s new can harm your mental health and your wallet. Try resetting yourself to avoid no...
Written by Adam on September 24, 2016. 1 comment.
For January 2018, my goals were to focus on turning the Minimal Investor Email Course into a full course that provide...
Written by Adam on January 31, 2018.
It’s time to put everything together! Your asset allocation is your plan for what you’ll invest in and in what propor...
Written by Adam on March 13, 2020. 1 comment.
The biggest parts of my life this year were: Mrs. Minafi, Code School, CrossFit, audiobooks, learning Ember.js, and l...
Written by Adam on January 1, 2014. 1 comment.
A look at how I did on my July 2017 goals and what new goals I’m making for August. I’m focusing on creating content ...
Written by Adam on August 1, 2017. 3 comments.
A simple question spawned a day of reflection: What one-liner about what you do, at a fundamental level? If you were ...
Written by Adam on June 21, 2017. 1 comment.
For this month my theme is explore. Explore new ideas, new places, and take on new development challenges.
Written by Adam on June 2, 2020. 8 comments.
The platform score is a computed score from 0 to 100 for investment platforms. The goal of the platform score is to h...
Written by Adam on January 6, 2021.
Bonds help reduce fluctuations in a portfolio which can lead to higher sustained growth than with stocks alone.
Written by Adam on March 13, 2020.
A few ways to get feedback on your investment plan before jumping in.
Written by Adam on May 5, 2020.
Hey hey, and welcome back to the final lesson of Minafi’s Minimal Investor course! Great job sticking with it for all...
Written by Adam on October 6, 2018.
This is the fourth post in Minafi’s The Focused Investor series. This series is a chance to hear investing opinions a...
Written by Adam on March 11, 2019. 2 comments.
Try something new in order to expand how to process input. If you only Tweet, your thoughts will only be 280 characte...
Written by Adam on July 6, 2017. 2 comments.
Analysis of 10k people pursuing financial independence shows most millennials could retire by 40. Here’s what they’ll...
Written by Adam on November 6, 2017. 15 comments.
One way to stay on track with your goals is to use commitment devices – mind tricks to hold yourself accountable. The...
Written by Adam on February 15, 2018. 2 comments.
Hey hey, and welcome back to lesson 9 of The Minimal Investor. With this course almost over, I’d love to hear from yo...
Written by Adam on October 5, 2018.
I left my job 6 months ago. Since then I’ve been exploring Utah and attempting to balance ambition with physical and ...
Written by Adam on June 17, 2019. 10 comments.
In 2020 I set a new theme for each month. Each day I’d reflect on that theme and let it influence what I spend and me...
Written by Adam on February 28, 2021. 9 comments.
Whew. Leaving an advisor and investing on your own can be one of the most stressful financial experiences out there. ...
Written by Adam on May 13, 2020.
Retirement account limits have changed in 2018! Find out what’s changed in order to maximize your savings and reduce ...
Written by Adam on December 27, 2017. 18 comments.
Kyōto, Kiyomizu-dera Temple, Pure water temple
Written by Adam on May 10, 2014.
This book covers the math, mindset and career-hacking needed to reach financial freedom as quickly as possible. It ma...
Written by Adam on February 4, 2019. 1 comment.
A look at the different funds available and what they cover.
Written by Adam on December 10, 2019.
Some people claim they’d be bored if they retired. Others have enough activities to be content for a lifetime. What h...
Written by Adam on September 7, 2020. 10 comments.
This was spent exploring and trying new things. We utilized our Disney passes to the fullest, had a whirlwind week in...
Written by Adam on January 1, 2012. 1 comment.
How do you recognize when your lifestyle is growing? Taking steps to keep it in check is essential if you want to be ...
Written by Adam on June 30, 2017. 1 comment.
We bought a new car for $6,000! Well, that was the price after trading in our existing cars. Here’s a look at how we ...
Written by Adam on September 17, 2018. 11 comments.
Investing for retirement means having a diversified portfolio in many different sectors of the stock market. This req...
Written by Adam on March 14, 2021.
In 2019 I read a total of 130 – most of them listened to while running, hiking and walking my dog. Here’s a look at s...
Written by Adam on January 20, 2020. 9 comments.
These two funds are the cornerstones of their businesses. Vanguard, the creator of $VTSAX, is the largest mutual fund...
Written by Adam on March 2, 2021.
Having a benchmark for improvement involves having enough data to create one. Here are some tactics I use for creatin...
Written by Adam on July 14, 2017. 3 comments.
What if I told you that you could sell your used car for $150,000? We recently sold our second car, going to a one-ca...
Written by Adam on June 18, 2018. 9 comments.
Get an understanding of what people mean when they say “You should invest!”.
Written by Adam on December 10, 2019.
A map of what accounts I currently use and how money flows from account to account. This includes a handful of credit...
Written by Adam on September 7, 2017. 7 comments.
Minafi.com was launched about a year ago, but like all stories, Minafi’s starts in the middle. Here is the background...
Written by Adam on June 21, 2018. 8 comments.
What if I said you could get average returns? How excited would you be? You should be super-stoaked because average i...
Written by Adam on March 2, 2020.
A snapshot of my finances as of January 1, 2018. We were up 12.2% for a total of +$133,765.50 for the quarter. This i...
Written by Adam on January 15, 2018. 14 comments.
A thorough look back at the my past year with a focus on where my time was spent. Including major themes, travel, foo...
Written by Adam on December 31, 2018. 12 comments.
It’s time to make your investment! We’ll walk through creating an Investment Policy Statement, checking out some samp...
Written by Adam on May 5, 2020. 1 comment.
Why I’m talking about FI, what my goals are and what it means for my current lifestyle. Instead of being about leavin...
Written by Adam on July 4, 2017. 17 comments.
A look into how I schedule my tasks for the week using Todoist while keeping in mind monthly and yearly goals. After ...
Written by Adam on July 12, 2017. 4 comments.
I’ve never considered myself a “morning person”. I’ll go to sleep after midnight and wake up after snoozing until the...
Written by Adam on October 8, 2018. 2 comments.
A minimalism mindset embraces less, sometimes with the knowledge that you may lose your one and only tool for a job.
Written by Adam on November 21, 2018.
ESPPs, or “Employee Stock Purchase Plans” can be one of the most lucrative benefits offered to employees – if they’re...
Written by Adam on June 25, 2018. 19 comments.
The biggest overall themes for my year were: Code School, travel, blogging again, health focus, cocktails, video game...
Written by Adam on January 1, 2016. 1 comment.
This course turns the concept of investing into reality by starting with the basics. This isn’t about choosing the ri...
Written by Adam on November 11, 2019. 1 comment.
I reserve 5% of my portfolio for speculative investing. This small slice has made for the biggest ride and the wildes...
Written by Adam on September 30, 2019. 12 comments.
At home and looking for something to do? Try one of these 21 journaling activities to help fill the time and learn a ...
Written by Adam on March 23, 2020. 8 comments.
This year is shaping up to be so much better than 2020. Here’s a rundown of what I’ve been up to, what I’m working on...
Written by Adam on April 4, 2021. 11 comments.
The last decade has seen a spike in attention towards living simply. As our lives are more and more complicated with ...
Written by Adam on October 22, 2018. 8 comments.
Invest The Minimal Investor CourseA free 10-part course that teaches the basics you need to know to investing. The Mi...
Written by Adam on March 27, 2019.
How do you decide between a Roth IRA and a Traditional IRA? In this guide, we’ll go over all the reasons why you migh...
Written by Adam on January 22, 2018. 26 comments.
There are few more nostalgic experiences than a road trip. It can bring us back to childhood, connect people with the...
Written by Adam on April 28, 2021.
Exposure to computers from an early age helped me feel comfortable and confident when creating with them later in life.
Written by Adam on July 30, 2018. 6 comments.
The 4% states you need your yearly spending times 25 to retirement. One question I get a bunch is around the idea of ...
Written by Adam on April 26, 2018. 4 comments.
Both have well-polished mobile applications and allow free trades. The similarities end there.
Written by Adam on February 15, 2021.
For November 2017, I’m focusing on creating long-lasting content including The Minimal Investor Course, Interactive G...
Written by Adam on October 1, 2017. 6 comments.
Want to link to Minafi? Here are some logos to help you out! Just copy any of these to your own host and resize them ...
Written by Adam on September 6, 2017.
In the same way you can optimize your money you can optimize your mindset for life.
Written by Adam on July 20, 2020. 6 comments.
Methods that focus on clearing out your possessions as fast as possible are efficient, but emotionally taxing. I take...
Written by Adam on October 7, 2019. 12 comments.
An interactive guide to figuring out which accounts you should use, and how much to invest in each, for retirement.
Written by Adam on September 21, 2020. 9 comments.
Don’t get sucked into the “I’ll do it tomorrow” trap! FI isn’t a solution to all of your time management problems.
Written by Adam on May 25, 2020.
The salary difference between men and women has been studied in many different times in many different fields. In eac...
Written by Adam on April 30, 2018. 28 comments.
The strategy I use to invest $1 million dollars is the same one I would recommend to others. Depending on your age th...
Written by Adam on September 15, 2017. 19 comments.
Blogging about investing hits on very personal numbers that are sometimes considered taboo to discuss. I went back an...
Written by Adam on September 13, 2017. 15 comments.
It’s time to create YOUR asset allocation! This will be your draft allocation that you’ll be able to use to get feedb...
Written by Adam on March 13, 2020.
For March, we spent a long weekend in Las Vegas, started a marathon training program, spent a little over $7k and saw...
Written by Adam on April 8, 2019. 8 comments.
Is there something in your life you have a dozen of but only use 1 of 2? Here’s one area that snuck up on me.
Written by Adam on August 28, 2017. 2 comments.
Hey hey, and welcome back to lesson 2 of Minafi’s Minimal Investor course! Lesson 1 Review – Accounts in Order Before...
Written by Adam on October 5, 2018.
Learning to be mindful of your consumption starts with understanding when you are consuming and when you are creating...
Written by Adam on June 27, 2017. 3 comments.
There are countless songs about money spanning every genre. While some make it big and get plastered on every radio, ...
Written by Adam on January 12, 2018. 7 comments.
You’ve made the decision to leave your financial advisor. Let’s walk through exactly how to do it!
Written by Adam on May 13, 2020.
A Minimal Investor is someone who… Understands the why behind every investment they’re invested in. Invests in the mi...
Written by Adam on September 3, 2017. 5 comments.
I’ve kept my blog and my work life separate for the most part – mostly because the topic of “financial independence” ...
Written by Adam on December 18, 2017. 5 comments.
What would you do if you could plan out every minute of every day? Would you schedule activities, leisure or work? I ...
Written by Adam on July 16, 2018. 4 comments.
The new version of Minafi includes free courses on investing, a community directory, a growing glossary of terms, the...
Written by Adam on April 29, 2019. 2 comments.
Each quarter I lay out a bunch of goals I want to tackle. For this quarter, I’m aiming to get healthy, write a book a...
Written by Adam on July 9, 2018. 1 comment.
The most important comparison point for a mutual fund is how closely it performs to its benchmark.
Written by Adam on April 4, 2020.
This week focuses on celebrating Christmas, beginners mindset, donor-advised funds, feeling amazing and the best mone...
Written by Adam on December 30, 2017. 6 comments.
A little background about Minafi, where the name comes from and a few personal details about your host.
Written by Adam on July 1, 2017.
What do you do with your investments after everything is optimized? It’s a hard struggle for these woke investors. Tr...
Written by Adam on April 1, 2018. 8 comments.
A stoic technique for increasing gratitude used by Seneca was to set aside days to “experience” poverty. How could th...
Written by Adam on September 12, 2016. 1 comment.
It’s easy for paper clutter to pile up. Reducing it can be a lot of work, especially if you want to do it yourself. O...
Written by Adam on January 29, 2018. 11 comments.
A look at what accounts you can use to invest in index funds.
Written by Adam on December 10, 2019.
If you want to achieve financial independence earlier in life, there’s a lot to know! Budgeting, investing, tax-strat...
Written by Adam on June 11, 2018. 4 comments.
Compound interest has been called the “Eighth Wonder of the World”. We’ll look into how to calculate exponential grow...
Written by Adam on March 2, 2020.
These two Fidelity funds are part of their new lineup of zero-index funds. They both charge a 0% expense ratio – the ...
Written by Adam on March 1, 2021.
Kyōto, Imperial Castle Gardens, 京都御所.
Written by Adam on May 10, 2014.
Complete this activity to get an understanding of what you’re trying to accomplish by investing. This will help you s...
Written by Adam on December 10, 2019. 2 comments.
A snapshot of my finances as of October 1, 2017. Including my investment totals, specific stocks, category breakdowns...
Written by Adam on October 9, 2017. 16 comments.
Follow this guide to perform a security audit and protect your accounts from the latest ways thieves are using to gai...
Written by Adam on May 23, 2019. 4 comments.
We set out to hike 100 miles across the mountains of Utah at altitudes above 10,000ft. What happened next wasn’t plan...
Written by Adam on October 24, 2021. 5 comments.
The FIRE Matrix is a way of mapping your progress to Financial Independence taking into account your savings rate and...
Written by Adam on February 17, 2020. 13 comments.
Rather than setting lofty goals in new areas of my life, I’m focusing on setting goals that are the “next step” in di...
Written by Adam on December 27, 2020. 6 comments.
My approach to slim my down bags, backpacks and luggage is easy – only keep one bag + anything that you can fit insid...
Written by Adam on July 8, 2017. 1 comment.
Diversification is the process of investing in a number of funds. With this approach you can get much of the upside o...
Written by Adam on March 2, 2020.
There is a perception that minimalism means stripping possessions to the bare minimum needed to live. I find this des...
Written by Adam on August 17, 2017.
Try this exercise to reduce your kitchen clutter to only what you need – and what you can fit in your dishwasher.
Written by Adam on January 17, 2018. 10 comments.
What do you want your life to be? One way to understand that is to create a list of the 101 things that you want to s...
Written by Adam on May 28, 2018. 10 comments.
Mint and YNAB are two of the best options for budgeting, yet they are completely different in the focus and usage. Wh...
Written by Adam on May 16, 2019. 12 comments.
I’ve been using Mint Mobile for a year now – in multiple locations in the US and traveling abroad to more than a doze...
Written by Adam on February 11, 2019. 5 comments.
A technique for delayed gratification and giving yourself permission to make purchasing decisions only after you have...
Written by Adam on August 21, 2016. 1 comment.
This is the first post in Minafi’s The Focused Investor series. This series is a chance to hear investing opinions an...
Written by Adam on January 10, 2019. 3 comments.
Step by step walkthrough of how to perform a Backdoor Roth IRA conversion on Vanguard with screenshots of each step. ...
Written by Adam on February 5, 2018. 34 comments.
Training yourself to make good financial decisions happens one thought at a time. I consider this as “building the de...
Written by Adam on November 14, 2018. 2 comments.
Taxes throughout the years when investing can diminish a portfolio’s down to nearly nothing. Here are some tax strate...
Written by Adam on March 2, 2020.
For this month I’m focusing on doing hard things I don’t naturally want to do. I’ll break through blockers and build ...
Written by Adam on May 1, 2020. 12 comments.
Dividends may seem like a free money, but if you’re not prepared for it you’ll be caught with an unexpected tax-burde...
Written by Adam on August 13, 2018. 17 comments.
Last year, we moved across the country from Orlando to Salt Lake City. Before we reached this decision, I researched ...
Written by Adam on April 9, 2018. 9 comments.
The theme for this month is to focus on creating – programming, writing, cooking, making, designing and learning.
Written by Adam on April 1, 2020. 9 comments.
For this month, I’m focusing on blogging, clearing some house chores and escalating my workout schedule.
Written by Adam on July 1, 2017. 1 comment.
A rundown on my investments, spending and finances over the last quarter. My investments were down 0.91% while my net...
Written by Adam on October 15, 2018. 13 comments.
Don’t get swept into the irrational exuberance of a bubble and make a bad investment decision. If you’re thinking abo...
Written by Adam on August 15, 2017. 4 comments.
You don’t need to be a master to accomplish your goals. Spending all of your time perfecting one aspect can hold you ...
Written by Adam on April 23, 2018. 2 comments.
An analysis of a sample investing plan for someone getting started with less than $10,000 to start.
Written by Adam on May 5, 2020.
My major focus of 2012 was around living healthy. Going the gym, eating cleaner and using that energy to enjoy life.
Written by Adam on January 1, 2013. 1 comment.
Don’t go overboard on your pursuit of FI! Set a course that gets you there at a sustainable pace.
Written by Adam on May 25, 2020.
Tokyo, Ippudo Ramen & a flight back to Orlando.
Written by Adam on May 10, 2014.
It takes a while to understand where someone is coming from – usually years of reading someone’s blog. In this post I...
Written by Adam on September 10, 2018. 17 comments.
Comparing yourself to others can result in depression, negative thoughts, anxiety and worse. Realizing and addressing...
Written by Adam on July 28, 2017. 3 comments.
A look at how to invest for someone with under $100,000 in investments to start.
Written by Adam on May 5, 2020.
How do you know if you’re spending too much time thinking about money? A certain amount of financial literacy is impo...
Written by Adam on November 7, 2018. 13 comments.
FinCon 2018 was held September 26-29 in Orlando, Florida – and was a lot of fun! This post details why should and sho...
Written by Adam on October 1, 2018. 26 comments.
Your FIRE number is often calculated by multiplying your expenses by 25. That’s the amount of after-tax money you nee...
Written by Adam on April 18, 2021. 17 comments.
Without realizing it, I had slowly become more judgemental of others. This was negatively impacting my relationships ...
Written by Adam on September 18, 2017. 1 comment.
The Rule of 72 is a formula for estimating how many years it will take for an investment to double in value with a gi...
Written by Adam on November 12, 2018. 1 comment.
After a decade of traveling together, Mrs. Minafi and I have developed a set of travel rules we unofficially follow. ...
Written by Adam on August 10, 2017. 18 comments.
An employer-sponsored, tax-deferred retirement account. The 2020 contribution limit is $19,500, or $26,000 if you’re ...
Written by Adam on May 1, 2019.
What is your path to early retirement? Having a set goal is one thing, but designing a life with an irresistible stai...
Written by Adam on May 7, 2018. 7 comments.
The cost of LASIK is harder to quantify, but the benefits are clear – a life without glasses with perfect vision. Her...
Written by Adam on November 8, 2017. 18 comments.
Whether you call is journaling, mindfulness or just scheduling, spending a few minutes to create a plan for your week...
Written by Adam on March 7, 2021. 11 comments.
Kyōto, Nijo Castle, rain, cherry & plum blossoms.
Written by Adam on May 10, 2014.
I grew up in a house. After a few years in college in apartments, I quickly moved into a house after graduation. I th...
Written by Adam on March 5, 2018. 24 comments.
Marie Kondo’s “Life-Changing Magic of Tidying Up” invites us to ask a simple question of our possessions: “Does this ...
Written by Adam on September 25, 2017. 10 comments.
It’s easy to agree, but what are your core principles that are unique to you? If you had to think of one unpopular op...
Written by Adam on July 10, 2017. 4 comments.
Kyōto, Nara, deer, Kasuga Taisha, Todai-ji Temple.
Written by Adam on May 10, 2014.
Financial advisors are a bright bunch. They’ve found countless ways to part you from your money – some more insidious...
Written by Adam on May 13, 2020.
My monthly theme for this month is to focus. This includes doing one thing at a time, avoiding time-wasting activitie...
Written by Adam on January 1, 2020. 4 comments.
You did it! You completed the entire Minafi Investor Bootcamp! This is a pretty big moment. You’ve gone through every...
Written by Adam on May 30, 2020.
For the last three months, my main focuses have been getting outside to enjoy Utah, running a half-marathon, taking a...
Written by Adam on October 21, 2019. 10 comments.
When you think about a time when you felt most euphoric, what comes to mind? Where were you? Who were you with? What ...
Written by Adam on January 10, 2018. 1 comment.
In September of 2019, I spoke at FinCon 2019 in Washington, D.C. I met up with a bunch of people, had fun talking abo...
Written by Adam on September 7, 2019. 46 comments.
Some of the times in my life where I’ve made progress the fastest was when I had mentors. Here are a few of the areas...
Written by Adam on October 13, 2017.
This was an amazing year! In my first year since leaving my job, I focused on working on creative projects, exploring...
Written by Adam on December 31, 2019. 11 comments.
Investing in a 401(k) account can be scary. There’s a lot to learn and countless decisions that have to be made just ...
Written by Adam on July 22, 2019. 12 comments.
Every year, I break down what I did during the previous 365 days. In 2016, my themes were working on Code School, tra...
Written by Adam on January 1, 2017. 1 comment.
Keeping a decluttered desktop with the minimum number of distractions helps me concentrate more on life and less on d...
Written by Adam on September 20, 2017. 1 comment.
The first few months of early retirement have been amazing – but not exactly what I expected. In this post I take a l...
Written by Adam on March 18, 2019. 7 comments.
2-weeks in Kyoto, Hakone, and Tokyo.
Written by Adam on May 10, 2014. 1 comment.
How do you balance activities that enhance your future with ones that enrich your present? Try focusing on both to op...
Written by Adam on December 22, 2017. 1 comment.
401k, IRA, Roth IRA, Brokerage – there are so many types of accounts! In this post, you’ll learn how do you choose be...
Written by Adam on July 2, 2017. 5 comments.
The main themes for the year were Code School, travel, audiobooks, Angular and Mrs. Minafi. We traveled to Japan this...
Written by Adam on January 1, 2015. 1 comment.
Hey hey, and welcome back to lesson 3 of The Minimal Investor! Lesson 2 Review – Diversification We did a lot in less...
Written by Adam on October 5, 2018. 4 comments.
Here’s a look at all calculators and interactive articles here on Minafi. Calculators Rule of 72 Calculator – Quick c...
Written by Adam on May 4, 2020.
Tokyo, Akihabara & arcades.
Written by Adam on May 10, 2014.
FinCon is a financial media conference catered to the growing population of creators in the world. I had a blast ther...
Written by Adam on October 30, 2017. 28 comments.
Quickly and easily run a simulation of thousands of potential futures based on past events to see if your retirement ...
Written by Adam on September 27, 2020. 1 comment.
Everything you want to know about the inner workings of a site but never knew to ask! I share how much Minafi costs t...
Written by Adam on March 27, 2018.
With time on your side you can use the long-term trend of the stock market to help you retire.
Written by Adam on December 10, 2019.
Hey hey, and welcome back to lesson 5 of The Minimal Investor! Hard to believe we’re halfway through the course! If y...
Written by Adam on October 5, 2018.
ARK Innovation ETF ($ARKK) is an active equity ETF created in 2014 that invests in companies poised for “disruptive i...
Written by Adam on February 3, 2021.
Blame comes in many forms, and they can all weigh you down emotionally. Learning how to handle blame from others and ...
Written by Adam on August 15, 2016. 1 comment.
Are there habits in your life that if you do them you are happier, healthier and more productive? Those are keystone ...
Written by Adam on December 11, 2017. 4 comments.
If you’re thinking about retiring early, Work Optional is a great roadmap for questions you should ask yourself prior...
Written by Adam on February 12, 2019. 2 comments.
Review of my August 2017 goals and what new goals I’m making for September including marketing content and trying new...
Written by Adam on September 1, 2017.
For the next 3 months, I’m planning to focus on exploring Utah, monetizing Minafi and increasing traffic. Rather than...
Written by Adam on April 3, 2018. 2 comments.
Tax loss harvesting is a strategy for reducing taxes today by selling funds at a loss. While this seems counterintuit...
Written by Adam on November 19, 2018. 6 comments.
There are hundreds of online groups dedicated to FIRE. Find the right one for you – whether that’s a local groups, a ...
Written by Adam on February 24, 2021. 5 comments.
Consuming news, social feeds and celebrity gossip can lead to information overload. Why do we do this to ourselves an...
Written by Adam on August 25, 2017.
The expense ratio of a mutual fund or ETF is a measurement of how much the investor pays to keep that fund going. Thi...
Written by Adam on June 17, 2020.
This is the third post in Minafi’s The Focused Investor series. This series is a chance to hear investing opinions an...
Written by Adam on January 25, 2019. 3 comments.
The basics: I’m Adam, 37 years old, a software developer, turned product manager, turned retiree and blogger writing ...
Written by Adam on August 13, 2017.
After more than a decade investing, I decided to read The Simple Path to Wealth. It’s a welcome and refreshing introd...
Written by Adam on January 19, 2018. 8 comments.
The last month of the bootcamp focuses on two things: leaving your financial advisor (which you can skip if you aren’...
Written by Adam on May 5, 2020.
To start this year right, I queued up a bunch of books that I’ve been looking forward to starting. My favorites so fa...
Written by Adam on February 12, 2018. 4 comments.
The themes for this year included COVID-19, the presidential election, working on Minafi and experimenting with other...
Written by Adam on December 31, 2020. 4 comments.
In Q2 I set very ambitious goals – explore Utah, be healthy, make money, draw more visitors to Minafi. In retrospect,...
Written by Adam on July 2, 2018. 3 comments.
Every year I listen to a bunch of audiobooks. In 2017 I ended up listening to 66 books across a few genres including ...
Written by Adam on January 8, 2018. 12 comments.
In a conversation between Warren Buffett and his Pilot, Buffett recommended a strategy to help prioritization that al...
Written by Adam on March 26, 2018. 5 comments.
Imagine if you could live the rest of your life without a job – that’s financial independence. Getting there involves...
Written by Adam on September 18, 2016. 2 comments.
I’ve been reading about happiness lately and one thing stood out: there’s a reason why we feel tired.
Written by Adam on April 25, 2021. 12 comments.
Write your own policy describing how you’ll invest.
Written by Adam on May 5, 2020.
There are good fees and there are bad fees. There are also amounts of fees that are perfectly OK and are just a cost ...
Written by Adam on March 2, 2020.
Have you created things that just never took off? I know I have – ideas that were great in my but never got traction....
Written by Adam on October 18, 2017. 7 comments.
Investing across multiple accounts in index funds.
Written by Adam on December 10, 2019.
In my 20s I job-hopped quite a bit – always seeking out more interesting projects, more engaged teams, and higher pay...
Written by Adam on August 27, 2018.
Whew, you made it through! Even though this course isn’t focused on investing, going through every activity in here m...
Written by Adam on May 25, 2020.
Deep and focused work allows for more productivity. Try using Roosevelt Dashes to channel your energy and accomplish ...
Written by Adam on October 23, 2017. 4 comments.
For this month my theme is empty. Empty my mind of current ideas and projects in order to make room for new things to...
Written by Adam on August 9, 2020. 2 comments.
Welcome to Minifi’s Minimal Investor Course! I’m Adam, and in this course, we’re going to learn the basics you need t...
Written by Adam on September 7, 2017. 2 comments.
When, why and how you declutter and manage your possessions is a personal choice. Here is my personal mindset and rea...
Written by Adam on August 6, 2016. 1 comment.
Written by Adam on December 10, 2019.
What’s this site all about anyway? Well, if you want to know that, you’re better off reading the about page, which go...
Written by Adam on March 26, 2018.
Love it or hate it, Facebook is large enough to be its own country. If you’re trying to make money online, you’ll eve...
Written by Adam on March 26, 2021.
Here are a few places where I’ve been interviewed, guest posted, or partnered with others. 2021 Millionaire Interview...
Written by Adam on October 8, 2019.
After 6 months of creating my own schedule, I look back at how it compares with my expected year laid out a year ago.
Written by Adam on May 13, 2019. 8 comments.
By tracking monthly expenses and computing savings rate over time, it can become crystal clear if your finances are m...
Written by Adam on August 7, 2017. 21 comments.
How do you explain what you want to do after you stop working at your current job. My explanation? Startup FIRE.
Written by Adam on September 11, 2021. 14 comments.
Money mistakes are one of the most personal. It’s easy to hide in shame. How do you learn from the experience and gro...
Written by Adam on May 5, 2021. 2 comments.
Tracking your asset allocation can help understand the difference between your target asset allocation and your curre...
Written by Adam on February 22, 2018. 2 comments.
Are you feeling unproductive? Here’s a simple strategy to try organizing time to understand how productive you are.
Written by Adam on August 23, 2017. 2 comments.
From market timing to the difficulty involved, there are a bunch of misconceptions about what’s involved in investing...
Written by Adam on December 10, 2019.
Find your most important numbers: current and future spending, savings rate and base FI amount.
Written by Adam on May 25, 2020.
The tax brackets for 2019 have changed since 2018. Because of that, you’ll likely end up paying slightly less in tax....
Written by Adam on December 17, 2018. 6 comments.
Try these 4 activities to help plan your future.
Written by Adam on May 25, 2020.
Minimalist living means many different things to different people. Many people in this world are minimalists without ...
Written by Adam on November 16, 2017. 8 comments.
Kyōto, Nishiki Market.
Written by Adam on May 10, 2014.
May was a fantastic month with a focus on spending time outdoors, camping and hiking.
Written by Adam on June 3, 2019. 3 comments.
Congratulations on completing this course! Diversification – specifically the table of investments – was one of the m...
Written by Adam on March 2, 2020.
Help maintain an identity after retirement by defining yourself by more than just your job. An identity bridge helps ...
Written by Adam on February 25, 2019. 7 comments.
This site is built on Ruby on Rails, Wordpress, Vue.js with a somewhat odd combination put together.
Written by Adam on April 1, 2019.
Tokyo, Shibuya & the Yamanote line.
Written by Adam on May 10, 2014.
For February, I focused on Using Everything. This had three aspects to it – Mindful Consumption, Organization, and De...
Written by Adam on February 28, 2018.
For June, I saw my investments shoot up another $68,000, hiked a few more difficult trails around Utah, ran a half ma...
Written by Adam on July 8, 2019. 13 comments.
The “Call to Adventure” to pursue FIRE matches the first step on the classic “hero’s journey”. The following steps ma...
Written by Adam on November 26, 2018. 4 comments.
A look into what’s stood out from 3 years of early retirement life.
Written by Adam on December 30, 2021. 23 comments.
For March, I concentrated on trying public transportation in Salt Lake City to see if I enjoyed using it as part of m...
Written by Adam on March 30, 2018. 1 comment.
The hardest part of investing is learning how to get started. In this post, I go over exactly what I’d recommend to s...
Written by Adam on November 5, 2018. 7 comments.
Whether you’re aiming to retire to a beach or continue working part-time, your your last decade working full-time wil...
Written by Adam on May 30, 2020.
Did you know that fees can eat into a majority of your portfolio gains over just 30 years? By understanding how fees ...
Written by Adam on May 13, 2020. 3 comments.
One of the ways that financial advisors keep you as a client is by hoarding knowledge. They hide how simple the inves...
Written by Adam on May 13, 2020.
Are there things about your job you enjoy? Find a way to still enjoy those areas once you stop working.
Written by Adam on May 25, 2020.
Handling stress caused by imminent deadlines and anxiety is essential for mental health. Here are 4 techniques I use ...
Written by Adam on November 21, 2017. 1 comment.
For March, I’m hoping to slow down and spend more time intentionally traveling. Not traveling in the distance sense, ...
Written by Adam on March 2, 2018. 4 comments.
You can increase your risk (and potentially your return) by “tilting” your portfolio towards the more volatile parts ...
Written by Adam on March 13, 2020.
A super simple way to get started investing by walking you through how to create a Vanguard account and setup a three...
Written by Adam on August 3, 2017. 23 comments.
There are four functional parts of investing that are key to a solid investment approach. Learning each of these was ...
Written by Adam on March 2, 2020. 3 comments.
Tokyo, Harajuku, Tonkatsu, crepes, Yoyogi Park & Meriji Shrine.
Written by Adam on May 10, 2014.
Each year I aim to listen to as many audiobooks as I can. Here’s are some of my techniques for maximizing the time I’...
Written by Adam on July 19, 2017. 3 comments.
My mom passed away when I was 23, yet through an odd series of events she gave me birthday present 9 months after her...
Written by Adam on May 20, 2019. 4 comments.
Thank you for signing up! You should receive an email real soon from Minafi (well technically from my email provider)...
Written by Adam on August 15, 2017.
Osaka, Shinsaibashi, Namba, takoyaki, okonomiyaki.
Written by Adam on May 10, 2014.
Kyōto, Gion, 祇園, Maiko performance, Tea Ceremony, Gion Corner.
Written by Adam on May 10, 2014.
A snapshot of my finances as of April 1, 2018. We were down 1.5% for a total of -$19,120.00 for the quarter. This inc...
Written by Adam on April 16, 2018. 10 comments.
Tokyo, Ueno Park, cherry blossoms, hanami & street food.
Written by Adam on May 10, 2014.
Tokyo, Ginza & a Kabuki Show.
Written by Adam on May 10, 2014.
A look at some of the most popular asset allocations from Vanguard, Warren Buffet, robo advisors and other experts.
Written by Adam on March 13, 2020.
Hey hey, and welcome back to lesson 4 of The Minimal Investor! Lesson 3 Review The last lesson focused on the analyti...
Written by Adam on October 5, 2018. 3 comments.
For February 2018, I’m focusing on using everything. I will have gone through all possessions, services (online and i...
Written by Adam on February 2, 2018. 7 comments.
Make a plan for how you’ll invest going forward.
Written by Adam on May 25, 2020. 1 comment.
For November, I’m focusing on moving to Salt Lake City, learning about SEO, the Google Keyword Planner and Affiliate ...
Written by Adam on November 1, 2017. 18 comments.