All Articles

ESPPs, or “Employee Stock Purchase Plans” can be one of the most lucrative benefits offered to employees – if they’re...

Written by Adam on June 25, 2018. 19 comments.

Minafi.com was launched about a year ago, but like all stories, Minafi’s starts in the middle. Here is the background...

Written by Adam on June 21, 2018. 8 comments.

What if I told you that you could sell your used car for $150,000? We recently sold our second car, going to a one-ca...

Written by Adam on June 18, 2018. 9 comments.

If you want to achieve financial independence earlier in life, there’s a lot to know! Budgeting, investing, tax-strat...

Written by Adam on June 11, 2018. 4 comments.

If you received $1 million tomorrow, what would you do? How will taxes work? How much should you save from it? Will t...

Written by Adam on June 4, 2018. 10 comments.

What do you want your life to be? One way to understand that is to create a list of the 101 things that you want to s...

Written by Adam on May 28, 2018. 10 comments.

Every quarter I go over every expense I have and categorize it. This has led to a wealth of information on my own spe...

Written by Adam on May 22, 2018. 11 comments.

People use the terms “fire”, “lean fire” and “fat fire” all the time – but what do they mean? In this data-driven pos...

Written by Adam on May 14, 2018. 22 comments.

What is your path to early retirement? Having a set goal is one thing, but designing a life with an irresistible stai...

Written by Adam on May 7, 2018. 7 comments.

The salary difference between men and women has been studied in many different times in many different fields. In eac...

Written by Adam on April 30, 2018. 28 comments.

The 4% states you need your yearly spending times 25 to retirement. One question I get a bunch is around the idea of ...

Written by Adam on April 26, 2018. 4 comments.

You don’t need to be a master to accomplish your goals. Spending all of your time perfecting one aspect can hold you ...

Written by Adam on April 23, 2018. 2 comments.

Why do you want to retire early? This question and more are key to keeping your motivation going and growing grit whi...

Written by Adam on April 19, 2018. 1 comment.

A snapshot of my finances as of April 1, 2018. We were down 1.5% for a total of -$19,120.00 for the quarter. This inc...

Written by Adam on April 16, 2018. 10 comments.

Traditions like Christmas, Thanksgiving, and 4th of July are a huge part of American culture. These traditions spawn ...

Written by Adam on April 12, 2018. 3 comments.

Last year, we moved across the country from Orlando to Salt Lake City. Before we reached this decision, I researched ...

Written by Adam on April 9, 2018. 9 comments.

The minimalist aesthetic isn’t as cheap as it looks. There are a number hidden costs to owning fewer things. Living i...

Written by Adam on April 5, 2018. 9 comments.

For the next 3 months, I’m planning to focus on exploring Utah, monetizing Minafi and increasing traffic. Rather than...

Written by Adam on April 3, 2018. 2 comments.

What do you do with your investments after everything is optimized? It’s a hard struggle for these woke investors. Tr...

Written by Adam on April 1, 2018. 8 comments.

For March, I concentrated on trying public transportation in Salt Lake City to see if I enjoyed using it as part of m...

Written by Adam on March 30, 2018. 1 comment.