MTMBX : MainStay MacKay Total Return Bond Fund Class B

Fund Summary

The investment seeks total return. The fund, under normal circumstances, invests at least 80% of its assets (net assets plus any borrowings for investment purposes) in bonds. It will generally seek to maintain a weighted average duration within 2.5 years (plus or minus) of the duration of the Bloomberg Barclays U.S. Aggregate Bond Index. The fund may invest up to 20% of its total assets in securities denominated in foreign currencies.