ICEUX : MainStay Epoch International Choice Fund Class I

Fund Summary

The investment seeks total return. The fund seeks to achieve its investment objective by investing in a portfolio consisting mostly of equity securities of companies located outside the U.S., which may include companies in emerging markets. It will invest at least 80% of its assets (net assets plus any borrowings for investment purposes) in equity securities of companies located outside of the United States. The fund will normally invest in companies located in at least three countries outside of the United States. It may invest more than 25% of its net assets in securities of companies located in each of the United Kingdom and Japan.