Everyday Adventurer

I was raised in a rural area of Washington and am a country girl at heart. I'm a lifelong student trying to become an educator. My husband and I recently spent a year traveling outside the US, mostly in Southeast Asia and Eastern Europe. Now we are focusing our financial efforts on FI in 10-15 years.

About Everyday Adventurer

Age: 30

Household: DINKY

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Location: Washington State

Location Type: Cheaper City

Website: https://everydayadventurer.report

Everyday Adventurer is listed in Minafi's Interactive Guide to Early Retirement and Financial Independence

Everyday Adventurer from Everyday Adventure

30, Woman, DINKY, Savings for FI, Washington State $100,000 networth. Spending $60,000/yr. FI by 40. RE by 80 in Planet Earth (cheaper city)

How did you learn about FI?

I heard about the general idea of FI through a friend. Since then I have voraciously consumed FI Blogs and, more recently, books. Reading Your Money or Your Life was the most impactful book so far.

What was your financial status when you began?

About $0 net worth. No debt (yay!). I had a solid job with upward mobility so was able to start saving right away. I was fortunate to grow up in a financially healthy family so a lot of good money habits came easily.

What has been the most impactful change you've made towards FI?

Focusing on the process of aligning my spending and financial goals with broader life goals and personal values has been so enriching. I've started questioning a lot of purchases that I took for granted "because that's what everyone does."

What, if anything, do you wish you could have done differently?

I wish I had known more about retirement accounts! My husband and I have around 6 retirement accounts most of which have high wrap fees and expense ratios. Ugh! We are working on consolidating these, but it's a lot of work and headache.

What advice do you have for others going down the path of FI?

Enjoy the journey. It sounds cliche, but it can be really fun to think of creative ways to start enjoying the FI process now. Maybe you don't start month-long backpacking trips right away, but you can start pursuing the things you have always wanted to now, perhaps just in small ways. You are resourceful. You can do it!

Everyday Adventurer

About Everyday Adventurer

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