Rebecca

By day I crunch numbers and build reports -- by night I run an illegal budgeting ring that's taking over the world one spreadsheet at a time. (Well, except for the illegal part.) I'm your classic math nerd with a little bit of entrepreneurial spirit and not a lot of sleep.

About Rebecca

Age: 34

Household: DINK

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Location: Portland, OR

Location Type: Moderately Priced City

Website: https://vermillion.app

Rebecca is listed in Minafi's Interactive Guide to Early Retirement and Financial Independence

Rebecca from Vermillion

34, Woman, DINK, Savings for FI, Portland, OR Spending $33,000/yr. FI by 41. RE at not sure in the suburbs, small town, or somewhere quiet (cheaper city)

How did you learn about FI?

Your Money Or Your Life -- a terrific book! Originally I was super interested in productivity hacking (weren't we all), and through a series of guest blog posts I came across the FIRE community. From there it was all books, blogs, and spreadsheets.

What was your financial status when you began?

I was a grad student making less than minimum wage. A few years later I paid off my student loans, opened three retirement accounts, and bought a house!

What has been the most impactful change you've made towards FI?

Zero-sum budgeting, hands down. It's the single most effective tool in my toolbox against lifestyle inflation. I also love tracking my progress in spreadsheets.

What, if anything, do you wish you could have done differently?

Invest more, earlier. It's still a weakness of mine. I'm great at saving -- but not so great at investing. I'm better than most, but there's always room for improvement.

What advice do you have for others going down the path of FI?

Budget. Set goals. Test assumptions. Get obsessed! If you're not making pantry meals by the end of the month, there's money left on the table!

Rebecca

About Rebecca

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