IDV vs WFEFX Fund Comparison

A comparison between IDV and WFEFX based on their expense ratio, growth, holdings and how well they match their benchmark performance.

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Minafi's Take on IDV vs WFEFX

Here's an in depth look at the differences between iShares International Select Dividend ETF ($IDV) and Wells Fargo International Equity Fund - Class C ($WFEFX).

To start off, here's a look at the basics of each fund. Keep an eye on the FI Score. That's a custom score from 0 to 100 that we generate based on how good this fund is for the casual investor. Most investors only need a handful of total funds in their portfolio. The higher the score, the more likely this is one of those few. Score alone isn't enough! Keep reading on to see how different (or perhaps similar) these two funds are.

76% FI Score
  • idv
  • ETF
  • International Stocks
  • Large Value

iShares International Select Dividend ETF

Expenses: 0.49% (Better than 1% of similar funds)

This is an OK choice for a Large Value International Stocks fund. See why »

28% FI Score
  • wfefx
  • Mutual Fund
  • International Stocks
  • Large Value

Wells Fargo International Equity Fund - Class C

Expenses: 1.89% (Better than 0% of similar funds)

This is a bad choice for a Large Value International Stocks fund. See why »

$IDV is classified as an ETF while $WFEFX is classified as a Mutual Fund. Even though one of these is a mutual fund and the other is an ETF, that doesn't matter too much for their holdings. Both ETFs and mutual funds are just containers to hold lots of investments inside of them.

The biggest differences between these two is where they may be offered. ETFs are more widely availble from a larger number of investment apps and websites. Mutual funds, on the other hand, are generally offered by the platform they're issued by (Fidelity funds on Fidelity, Vanguard funds on Vanguard). Usually 401(k)'s will offer both ETFs and Mutual Funds. If you're investing outside of a 401(k), I'd recommend you verify the fees associated with ETF and mutual fund transactions. Some platforms charge an additional fee to purchase a mutual fund.

To learn more about the difference between these two, you can read about the difference between ETFs and Mutual Funds.

When evaluating a fund, the first things I look at are:

  • What it invests in
  • How much it charges in fees
  • How large the fund is

Let's look into these criteria one by one and see if either of these funds stands out.

Fund Holdings Comparison

Both of these funds are International Stocks Large Value funds – which means they're likely both investing in about the same investments behind the scenes.

Minafi's FI Score algorithm takes into account the category and market. The more niche a fund is, the lower the score. This doesn't mean it's a worse fund, but it does mean you should stop and make sure this a fund you need to diversify your portfolio.

IDV WFEFX
Market Score 9.0 /10 4.1 /10
Category Score 8.0 /10 8.0 /10
Total 17.0 12.1

A score of 10 means this is a solid market and category that almost every investor will want to have investments in. The lower the score, the more specific the investment. These scores are based on when most investors would add these funds to their portfolio. A score of 10 means that this fund (or one like it) belongs in a three-fund portfolio. The lower the score, the farther down in your portfolio a fund would go.

Winner: $IDV

Fee Comparison

Fees are one of the biggest killers of portfolio growth. The difference between a 2% fee and a 0.04% fee over 30 years can result in your portfolio having half the total value!

If you're just getting started investing and learning how fees impact your portfolio, I'd encourage you to read through my free investment course (specifically '2.2 - All About Fees') where I go over all the different types of fees you can be charged and how to lower them.

For these two funds, IDV has an expense ratio of 0.49% while WFEFX has an expense ratio of 1.89%.

Winner: $IDV

Fund Size Comparison

One place these two funds differ is in their total assets under management. This is a good indication of how many other investors trust this fund. A large fund by itself doesn't mean it's a good fund, but it is one thing to consider when figuring out how to choose the right fund.

In the case of these two funds, IDV is a large fund with 3.33 Billion in assets under management. WFEFX, on the other hand, is a small fund with 194 Million in assets under management.

Winner: $IDV, iShares International Select Dividend ETF

Which Should You Choose? IDV or WFEFX?

Since both of these funds are International Stocks Large Value funds, you'll most likely only need to invest in one of these funds – not both. Running both of these funds through Minafi's FI Score algorithm, gives IDV a score of 76 and WFEFX a score of 28.

Neither of these funds has an FI Score above 90 – which is a red flag. I'd look into more funds to find one with a higher FI Score.

Winner: Neither, I'd research more funds if you're looking to invest for retirement.

$IDV

iShares International Select Dividend ETF

76

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Ratings
Rating Type Rating
Diversification Score 0 /10
Expense Ratio Score 8 /10
Expense Rating 5 /10
Market Score 9 /10
Category Score 8 /10
Overview
Overview Details
Fund Type ETF
Inception Date Jun-11-2007
Exchange BATS
Expense Ratio 0.490%
Net Assets 3.33 Billion
Yield 8.86%
Holdings
Description Info
Market International Stocks
Category Large Value
Sectors
  • Basic Materials 1.80%
  • Communication Services 12.22%
  • Consumer Cyclicals 9.14%
  • Consumer Defensive 5.79%
  • Energy 5.72%
  • Financial Services 39.83%
  • Healthcare 2.20%
  • Industrials 2.80%
  • Real Estate 0.37%
  • Technology 5.08%
  • Utilities 15.05%
Regions
  • Africa/Middle East 0.19%
  • Asia Developed 1.86%
  • Australasia 19.39%
  • Europe Developed 51.28%
  • North America 4.87%
  • United Kingdom 22.43%

$WFEFX

Wells Fargo International Equity Fund - Class C

28

Read More
Ratings
Rating Type Rating
Expense Ratio Score 1 /10
Expense Rating 0 /10
Market Score 4 /10
Category Score 8 /10
Overview
Overview Details
Fund Type Mutual Fund
Inception Date Jan-20-1998
Exchange NMFQS
Expense Ratio 1.890%
Net Assets 194 Million
Yield 1.52%
Holdings
Description Info
Market International Stocks
Category Large Value
Sectors
  • Basic Materials 6.72%
  • Communication Services 12.70%
  • Consumer Cyclical 10.46%
  • Consumer Defensive 2.78%
  • Energy 1.50%
  • Financial Services 17.81%
  • Healthcare 15.19%
  • Industrials 17.59%
  • Real Estate 0.00%
  • Technology 15.25%
  • Utilities 0.00%
Regions
  • Africa/Middle East 3.67%
  • Asia Developed 13.56%
  • Asia Emerging 16.69%
  • Australasia 0.83%
  • Europe Developed 31.36%
  • Europe Emerging 2.84%
  • Japan 11.04%
  • Latin America 1.06%
  • North America 9.74%
  • United Kingdom 9.23%

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