GCIFX vs LSHCX Fund Comparison

A comparison between GCIFX and LSHCX based on their expense ratio, growth, holdings and how well they match their benchmark performance.

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Minafi's Take on GCIFX vs LSHCX

Here's an in depth look at the differences between Green Century MSCI International Index Fund Institutional ($GCIFX) and Kinetics Spin-Off and Corporate Restructuring Fund Advisor Class C ($LSHCX).

To start off, here's a look at the basics of each fund. Keep an eye on the FI Score. That's a custom score from 0 to 100 that we generate based on how good this fund is for the casual investor. Most investors only need a handful of total funds in their portfolio. The higher the score, the more likely this is one of those few. Score alone isn't enough! Keep reading on to see how different (or perhaps similar) these two funds are.

32% FI Score
  • gcifx
  • Mutual Fund
  • International Stocks
  • Large Blend

Green Century MSCI International Index Fund Institutional

Expenses: 0.98% (Better than 0% of similar funds)

This is a bad choice for a Large Blend International Stocks fund. See why »

  • lshcx
  • Mutual Fund
  • US Stocks
  • Mid-Cap Growth

Kinetics Spin-Off and Corporate Restructuring Fund Advisor Class C

Expenses: 2.25% (Better than 0% of similar funds)

This is a bad choice for a Mid-Cap Growth US Stocks fund. See why »

Both $GCIFX and $LSHCX are categorized as Mutual Funds. Mutual funds are often offered by 401(k) platforms and are essentially the same as ETFs. Mutual funds are generally offered by an investment platform – Fidelity has Fidelity mutual funds, Vanguard has Vanguard mutual funds. Mutual funds are ideal for retirement investing since you can invest any amount. That allows you to invest every last cent and benefit from the market.

The biggest disadvantage of mutual funds is that you're usually limited to the funds on your investment platform. If you're investing on Fidelity, you'll want to pick Fidelity mutual funds (or any ETF). Same with Vanguard. Some platforms offer mutual funds from other platforms, but they may charge a purchse or redemption fee. I'd recommend using the same platform as your funds – or stick to ETFs.

To learn more about the difference between these two, you can read about the difference between ETFs and Mutual Funds.

When evaluating a fund, the first things I look at are:

  • What it invests in
  • How much it charges in fees
  • How large the fund is

Let's look into these criteria one by one and see if either of these funds stands out.

Fund Holdings Comparison

Minafi's FI Score algorithm takes into account the category and market. The more niche a fund is, the lower the score. This doesn't mean it's a worse fund, but it does mean you should stop and make sure this a fund you need to diversify your portfolio.

GCIFX LSHCX
Market Score 2.0 /10 0.5 /10
Category Score 10.0 /10 5.0 /10
Total 12.0 5.5

A score of 10 means this is a solid market and category that almost every investor will want to have investments in. The lower the score, the more specific the investment. These scores are based on when most investors would add these funds to their portfolio. A score of 10 means that this fund (or one like it) belongs in a three-fund portfolio. The lower the score, the farther down in your portfolio a fund would go.

Winner: $GCIFX

Fee Comparison

Fees are one of the biggest killers of portfolio growth. The difference between a 2% fee and a 0.04% fee over 30 years can result in your portfolio having half the total value!

If you're just getting started investing and learning how fees impact your portfolio, I'd encourage you to read through my free investment course (specifically '2.2 - All About Fees') where I go over all the different types of fees you can be charged and how to lower them.

For these two funds, GCIFX has an expense ratio of 0.98% while LSHCX has an expense ratio of 2.25%. In this case, both of these funds have a similar fee.

Winner: $GCIFX (barely)

Fund Size Comparison

Both GCIFX and LSHCX have a similar number of assets under management. GCIFX has 78.2 Million in assets under management, while LSHCX has 14.8 Million.

Minafi categorizes both of these funds as small funds. Fund size is a good indication of how many other investors trust this fund. A large fund by itself doesn't mean it's a good fund, but it is one thing to consider when figuring out how to choose the right fund.

Winner: tie

Which Should You Choose? GCIFX or LSHCX?

Comparing these two funds isn't an apples to apples comparison. GCIFX is a International Stocks Large Blend fund, while LSHCX is a US Stocks Mid-Cap Growth fund.

If you're aiming to build a diversified, low-fee, tax-optimized portfolio you likely won't be choosing between these two funds since they're different enough.

Running both of these funds through Minafi's FI Score algorithm, gives GCIFX a score of 32 and LSHCX a score of 8.

Winner: Neither, I'd research more funds if you're looking to invest for retirement.

$GCIFX

Green Century MSCI International Index Fund Institutional

32

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Ratings
Rating Type Rating
Expense Ratio Score 5 /10
Expense Rating 0 /10
Market Score 2 /10
Category Score 10 /10
Overview
Overview Details
Fund Type Mutual Fund
Inception Date Sep-30-2016
Exchange NMFQS
Expense Ratio 0.980%
Net Assets 78.2 Million
Yield 1.67%
Holdings
Description Info
Market International Stocks
Category Large Blend
Sectors
  • Basic Materials 6.53%
  • Communication Services 8.71%
  • Consumer Cyclical 7.65%
  • Consumer Defensive 11.79%
  • Energy 0.19%
  • Financial Services 16.78%
  • Healthcare 17.61%
  • Industrials 14.00%
  • Real Estate 2.88%
  • Technology 13.74%
  • Utilities 0.10%
Regions
  • Africa/Middle East 0.21%
  • Asia Developed 3.54%
  • Asia Emerging 0.34%
  • Australasia 8.07%
  • Europe Developed 48.12%
  • Japan 23.69%
  • North America 7.28%
  • United Kingdom 8.73%

$LSHCX

Kinetics Spin-Off and Corporate Restructuring Fund Advisor Class C

8

Read More
Ratings
Rating Type Rating
Expense Ratio Score 0 /10
Expense Rating 0 /10
Market Score 1 /10
Category Score 5 /10
Overview
Overview Details
Fund Type Mutual Fund
Inception Date May-24-2007
Exchange NMFQS
Expense Ratio 2.250%
Net Assets 14.8 Million
Yield 0.00%
Holdings
Description Info
Market US Stocks
Category Mid-Cap Growth
Sectors
  • Basic Materials 0.05%
  • Communication Services 7.99%
  • Consumer Cyclical 0.24%
  • Consumer Defensive 4.18%
  • Energy 34.63%
  • Financial Services 20.21%
  • Healthcare 1.73%
  • Industrials 15.12%
  • Real Estate 15.85%
  • Technology 0.00%
  • Utilities 0.00%
Regions
  • Europe Developed 2.66%
  • North America 97.34%

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