FEXPX vs JIMCX Fund Comparison

A comparison between FEXPX and JIMCX based on their expense ratio, growth, holdings and how well they match their benchmark performance.

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Minafi's Take on FEXPX vs JIMCX

Here's an in depth look at the differences between Fidelity® Export and Multinational Fund ($FEXPX) and JPMorgan Inflation Managed Bond Fund Class C Shares ($JIMCX).

To start off, here's a look at the basics of each fund. Keep an eye on the FI Score. That's a custom score from 0 to 100 that we generate based on how good this fund is for the casual investor. Most investors only need a handful of total funds in their portfolio. The higher the score, the more likely this is one of those few. Score alone isn't enough! Keep reading on to see how different (or perhaps similar) these two funds are.

60% FI Score
  • fexpx
  • Mutual Fund
  • US Stocks
  • Large Value

Fidelity® Export and Multinational Fund

Expenses: 0.73% (Better than 1% of similar funds)

This is an OK choice for a Large Value US Stocks fund. See why »

38% FI Score
  • jimcx
  • Mutual Fund
  • Bond
  • Government Bond

JPMorgan Inflation Managed Bond Fund Class C Shares

Expenses: 1.39% (Better than 0% of similar funds)

This is a bad choice for a Government Bond Bond fund. See why »

Both $FEXPX and $JIMCX are categorized as Mutual Funds. Mutual funds are often offered by 401(k) platforms and are essentially the same as ETFs. Mutual funds are generally offered by an investment platform – Fidelity has Fidelity mutual funds, Vanguard has Vanguard mutual funds. Mutual funds are ideal for retirement investing since you can invest any amount. That allows you to invest every last cent and benefit from the market.

The biggest disadvantage of mutual funds is that you're usually limited to the funds on your investment platform. If you're investing on Fidelity, you'll want to pick Fidelity mutual funds (or any ETF). Same with Vanguard. Some platforms offer mutual funds from other platforms, but they may charge a purchse or redemption fee. I'd recommend using the same platform as your funds – or stick to ETFs.

To learn more about the difference between these two, you can read about the difference between ETFs and Mutual Funds.

When evaluating a fund, the first things I look at are:

  • What it invests in
  • How much it charges in fees
  • How large the fund is

Let's look into these criteria one by one and see if either of these funds stands out.

Fund Holdings Comparison

Minafi's FI Score algorithm takes into account the category and market. The more niche a fund is, the lower the score. This doesn't mean it's a worse fund, but it does mean you should stop and make sure this a fund you need to diversify your portfolio.

FEXPX JIMCX
Market Score 6.9 /10 6.4 /10
Category Score 8.0 /10 8.0 /10
Total 14.9 14.4

A score of 10 means this is a solid market and category that almost every investor will want to have investments in. The lower the score, the more specific the investment. These scores are based on when most investors would add these funds to their portfolio. A score of 10 means that this fund (or one like it) belongs in a three-fund portfolio. The lower the score, the farther down in your portfolio a fund would go.

Winner: $FEXPX

Fee Comparison

Fees are one of the biggest killers of portfolio growth. The difference between a 2% fee and a 0.04% fee over 30 years can result in your portfolio having half the total value!

If you're just getting started investing and learning how fees impact your portfolio, I'd encourage you to read through my free investment course (specifically '2.2 - All About Fees') where I go over all the different types of fees you can be charged and how to lower them.

For these two funds, FEXPX has an expense ratio of 0.73% while JIMCX has an expense ratio of 1.39%.

Winner: $FEXPX

Fund Size Comparison

Both FEXPX and JIMCX have a similar number of assets under management. FEXPX has 1.3 Billion in assets under management, while JIMCX has 1.23 Billion.

Minafi categorizes both of these funds as medium funds. Fund size is a good indication of how many other investors trust this fund. A large fund by itself doesn't mean it's a good fund, but it is one thing to consider when figuring out how to choose the right fund.

Winner: tie

Which Should You Choose? FEXPX or JIMCX?

Comparing these two funds isn't an apples to apples comparison. FEXPX is a US Stocks Large Value fund, while JIMCX is a Bond Government Bond fund.

If you're aiming to build a diversified, low-fee, tax-optimized portfolio you likely won't be choosing between these two funds since they're different enough.

Running both of these funds through Minafi's FI Score algorithm, gives FEXPX a score of 60 and JIMCX a score of 38.

Winner: Neither, I'd research more funds if you're looking to invest for retirement.

$FEXPX

Fidelity® Export and Multinational Fund

60

Read More
Ratings
Rating Type Rating
Expense Ratio Score 7 /10
Expense Rating 3 /10
Market Score 7 /10
Category Score 8 /10
Overview
Overview Details
Fund Type Mutual Fund
Inception Date Oct-4-1994
Exchange NMFQS
Expense Ratio 0.730%
Net Assets 1.3 Billion
Yield 1.88%
Holdings
Description Info
Market US Stocks
Category Large Value
Sectors
  • Basic Materials 2.21%
  • Communication Services 7.38%
  • Consumer Cyclical 13.89%
  • Consumer Defensive 7.55%
  • Energy 11.13%
  • Financial Services 25.42%
  • Healthcare 9.49%
  • Industrials 15.96%
  • Real Estate 0.89%
  • Technology 6.09%
  • Utilities 0.00%
Regions
  • Europe Developed 2.01%
  • North America 97.99%

$JIMCX

JPMorgan Inflation Managed Bond Fund Class C Shares

38

Read More
Ratings
Rating Type Rating
Expense Ratio Score 2 /10
Expense Rating 0 /10
Market Score 6 /10
Category Score 8 /10
Overview
Overview Details
Fund Type Mutual Fund
Inception Date Mar-31-2010
Exchange NMFQS
Expense Ratio 1.390%
Net Assets 1.23 Billion
Yield 1.31%
Holdings
Description Info
Market Bond
Category Government Bond
Sectors
  • Agency Mortgage-Backed 29.93%
  • Asset-Backed 11.86%
  • Cash & Equivalents 2.56%
  • Commercial MBS 1.16%
  • Corporate 32.32%
  • Covered Bond 0.00%
  • Government 21.95%
  • Government-Related 1.15%
  • Municipal 0.00%
  • Non U.S. Inflation-Protected 0.12%
  • Non U.S. Treasury 0.37%
  • Non-Agency Residential MBS 0.21%
  • Other 0.00%
  • Securitized 43.17%
  • U.S. Treasury 0.00%
  • U.S. Treasury Inflation-Protected 20.43%

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