ERM vs HUDIX Fund Comparison

A comparison between ERM and HUDIX based on their expense ratio, growth, holdings and how well they match their benchmark performance.

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Minafi's Take on ERM vs HUDIX

Here's an in depth look at the differences between EquityCompass Risk Manager ETF ($ERM) and Huber Capital Diversified Large Cap Value Fund Investor Class ($HUDIX).

To start off, here's a look at the basics of each fund. Keep an eye on the FI Score. That's a custom score from 0 to 100 that we generate based on how good this fund is for the casual investor. Most investors only need a handful of total funds in their portfolio. The higher the score, the more likely this is one of those few. Score alone isn't enough! Keep reading on to see how different (or perhaps similar) these two funds are.

41% FI Score
  • erm
  • ETF
  • US Stocks
  • Large Value

EquityCompass Risk Manager ETF

Expenses: 0.65% (Better than 1% of similar funds)

This is a bad choice for a Large Value US Stocks fund. See why »

29% FI Score
  • hudix
  • Mutual Fund
  • US Stocks
  • Large Value

Huber Capital Diversified Large Cap Value Fund Investor Class

Expenses: 0.85% (Better than 1% of similar funds)

This is a bad choice for a Large Value US Stocks fund. See why »

$ERM is classified as an ETF while $HUDIX is classified as a Mutual Fund. Even though one of these is a mutual fund and the other is an ETF, that doesn't matter too much for their holdings. Both ETFs and mutual funds are just containers to hold lots of investments inside of them.

The biggest differences between these two is where they may be offered. ETFs are more widely availble from a larger number of investment apps and websites. Mutual funds, on the other hand, are generally offered by the platform they're issued by (Fidelity funds on Fidelity, Vanguard funds on Vanguard). Usually 401(k)'s will offer both ETFs and Mutual Funds. If you're investing outside of a 401(k), I'd recommend you verify the fees associated with ETF and mutual fund transactions. Some platforms charge an additional fee to purchase a mutual fund.

To learn more about the difference between these two, you can read about the difference between ETFs and Mutual Funds.

When evaluating a fund, the first things I look at are:

  • What it invests in
  • How much it charges in fees
  • How large the fund is

Let's look into these criteria one by one and see if either of these funds stands out.

Fund Holdings Comparison

Both of these funds are US Stocks Large Value funds – which means they're likely both investing in about the same investments behind the scenes.

Minafi's FI Score algorithm takes into account the category and market. The more niche a fund is, the lower the score. This doesn't mean it's a worse fund, but it does mean you should stop and make sure this a fund you need to diversify your portfolio.

ERM HUDIX
Market Score 0.5 /10 0.2 /10
Category Score 8.0 /10 8.0 /10
Total 8.5 8.2

A score of 10 means this is a solid market and category that almost every investor will want to have investments in. The lower the score, the more specific the investment. These scores are based on when most investors would add these funds to their portfolio. A score of 10 means that this fund (or one like it) belongs in a three-fund portfolio. The lower the score, the farther down in your portfolio a fund would go.

Winner: $ERM

Fee Comparison

Fees are one of the biggest killers of portfolio growth. The difference between a 2% fee and a 0.04% fee over 30 years can result in your portfolio having half the total value!

If you're just getting started investing and learning how fees impact your portfolio, I'd encourage you to read through my free investment course (specifically '2.2 - All About Fees') where I go over all the different types of fees you can be charged and how to lower them.

For these two funds, ERM has an expense ratio of 0.65% while HUDIX has an expense ratio of 0.85%. In this case, both of these funds have a similar fee.

Winner: $ERM (barely)

Fund Size Comparison

Both ERM and HUDIX have a similar number of assets under management. ERM has 14.7 Million in assets under management, while HUDIX has 4.41 Million.

Minafi categorizes both of these funds as small funds. Fund size is a good indication of how many other investors trust this fund. A large fund by itself doesn't mean it's a good fund, but it is one thing to consider when figuring out how to choose the right fund.

Winner: tie

Which Should You Choose? ERM or HUDIX?

Since both of these funds are US Stocks Large Value funds, you'll most likely only need to invest in one of these funds – not both. Running both of these funds through Minafi's FI Score algorithm, gives ERM a score of 41 and HUDIX a score of 29.

Since both of these have a similar FI Score, the difference between these two if minimal. A higher FI Score doesn't mean future growth will be higher, but it does mean that it better fits criteria for a good fund. Neither of these funds has an FI Score above 90 – which is a red flag. I'd look into more funds to find one with a higher FI Score.

Winner: Neither, I'd research more funds if you're looking to invest for retirement.

$ERM

EquityCompass Risk Manager ETF

41

Read More
Ratings
Rating Type Rating
Diversification Score 5 /10
Expense Ratio Score 8 /10
Expense Rating 4 /10
Market Score 1 /10
Category Score 8 /10
Overview
Overview Details
Fund Type ETF
Exchange NYSE ARCA
Expense Ratio 0.650%
Net Assets 14.7 Million
Yield 2.59%
Holdings
Description Info
Market US Stocks
Category Large Value
Sectors
  • Basic Materials 3.74%
  • Communication Services 8.94%
  • Consumer Cyclicals 11.01%
  • Consumer Defensive 8.33%
  • Energy 4.14%
  • Financial Services 15.16%
  • Healthcare 12.73%
  • Industrials 9.47%
  • Real Estate 3.73%
  • Technology 17.82%
  • Utilities 4.93%
Regions
  • Asia Developed 0.60%
  • North America 98.75%
  • United Kingdom 0.65%

$HUDIX

Huber Capital Diversified Large Cap Value Fund Investor Class

29

Read More
Ratings
Rating Type Rating
Expense Ratio Score 6 /10
Expense Rating 2 /10
Market Score 0 /10
Category Score 8 /10
Overview
Overview Details
Fund Type Mutual Fund
Inception Date Dec-31-2012
Exchange NMFQS
Expense Ratio 0.850%
Net Assets 4.41 Million
Yield 1.40%
Holdings
Description Info
Market US Stocks
Category Large Value
Sectors
  • Basic Materials 0.00%
  • Communication Services 3.58%
  • Consumer Cyclical 3.55%
  • Consumer Defensive 13.18%
  • Energy 6.10%
  • Financial Services 15.46%
  • Healthcare 13.90%
  • Industrials 14.29%
  • Real Estate 0.32%
  • Technology 16.31%
  • Utilities 13.31%
Regions
  • Asia Emerging 2.26%
  • Europe Developed 2.98%
  • North America 94.76%

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