ANDIX vs RENTX Fund Comparison

A comparison between ANDIX and RENTX based on their expense ratio, growth, holdings and how well they match their benchmark performance.

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Minafi's Take on ANDIX vs RENTX

Here's an in depth look at the differences between AQR International Defensive Style Fund Class I($ANDIX) and Shelton Real Estate Income Fund Investor Class($RENTX).

To start off, here's a look at the basics of each fund. Keep an eye on the FI Score. That's a custom score from 0 to 100 that we generate based on how good this fund is for the casual investor. Most investors only need a handful of total funds in their portfolio. The higher the score, the more likely this is one of those few. Score alone isn't enough! Keep reading on to see how different (or perhaps similar) these two funds are.

  • andix
  • Mutual Fund
  • International Stocks
  • Large Blend

AQR International Defensive Style Fund Class I

Expenses: 0.55% (Better than 1% of similar funds)

This is an OK choice for a Large Blend International Stocks fund. See why »

  • rentx
  • Mutual Fund
  • Alternatives
  • Real Estate

Shelton Real Estate Income Fund Investor Class

Expenses: 1.42% (Better than 0% of similar funds)

This is a bad choice for a Real Estate Alternatives fund. See why »

Both $ANDIX and $RENTX are categorized as Mutual Funds. Mutual funds are often offered by 401(k) platforms and are essentially the same as ETFs. Mutual funds are generally offered by an investment platform – Fidelity has Fidelity mutual funds, Vanguard has Vanguard mutual funds. Mutual funds are ideal for retirement investing since you can invest any amount. That allows you to invest every last cent and benefit from the market.

The biggest disadvantage of mutual funds is that you're usually limited to the funds on your investment platform. If you're investing on Fidelity, you'll want to pick Fidelity mutual funds (or any ETF). Same with Vanguard. Some platforms offer mutual funds from other platforms, but they may charge a purchse or redemption fee. I'd recommend using the same platform as your funds – or stick to ETFs.

To learn more about the difference between these two, you can read about the difference between ETFs and Mutual Funds.

When evaluating a fund, the first things I look at are:

  • What it invests in
  • How much it charges in fees
  • How large the fund is

Let's look into these criteria one by one and see if either of these funds stands out.

Fund Holdings Comparison

Minafi's FI Score algorithm takes into account the category and market. The more niche a fund is, the lower the score. This doesn't mean it's a worse fund, but it does mean you should stop and make sure this a fund you need to diversify your portfolio.

ANDIXRENTX
Market Score 3.7 /10 0.5 /10
Category Score 10.0 /10 0.0 /10
Total13.70.5

A score of 10 means this is a solid market and category that almost every investor will want to have investments in. The lower the score, the more specific the investment. These scores are based on when most investors would add these funds to their portfolio. A score of 10 means that this fund (or one like it) belongs in a three-fund portfolio. The lower the score, the farther down in your portfolio a fund would go.

Winner: $ANDIX

Fee Comparison

Fees are one of the biggest killers of portfolio growth. The difference between a 2% fee and a 0.04% fee over 30 years can result in your portfolio having half the total value!

If you're just getting started investing and learning how fees impact your portfolio, I'd encourage you to read through my free investment course (specifically '2.2 - All About Fees') where I go over all the different types of fees you can be charged and how to lower them.

For these two funds, ANDIX has an expense ratio of 0.55% while RENTX has an expense ratio of 1.42%.

Winner: $ANDIX

Fund Size Comparison

Both ANDIX and RENTX have a similar number of assets under management. ANDIX has 204 Million in assets under management, while RENTX has 4.3 Million.

Minafi categorizes both of these funds as small funds. Fund size is a good indication of how many other investors trust this fund. A large fund by itself doesn't mean it's a good fund, but it is one thing to consider when figuring out how to choose the right fund.

Winner: tie

Which Should You Choose? ANDIX or RENTX?

Comparing these two funds isn't an apples to apples comparison. ANDIX is a International StocksLarge Blend fund, while RENTX is a AlternativesReal Estate fund.

If you're aiming to build a diversified, low-fee, tax-optimized portfolio you likely won't be choosing between these two funds since they're different enough.

Running both of these funds through Minafi's FI Score algorithm, gives ANDIX a score of 56 and RENTX a score of 9.

Winner: Neither, I'd research more funds if you're looking to invest for retirement.

$ANDIX

AQR International Defensive Style Fund Class I

56

Read More
Ratings
Rating TypeRating
Expense Ratio Score7/10
Expense Rating5/10
Market Score4/10
Category Score10/10
Overview
OverviewDetails
Fund TypeMutual Fund
Inception DateJul-9-2012
ExchangeNMFQS
Expense Ratio0.550%
Net Assets204 Million
Yield2.76%
Holdings
DescriptionInfo
MarketInternational Stocks
CategoryLarge Blend
Sectors
  • Basic Materials 4.10%
  • Communication Services 10.38%
  • Consumer Cyclical 10.59%
  • Consumer Defensive 18.27%
  • Energy 4.75%
  • Financial Services 13.71%
  • Healthcare 11.93%
  • Industrials 10.41%
  • Real Estate 0.01%
  • Technology 4.61%
  • Utilities 11.23%
Regions
  • Asia Developed 7.69%
  • Asia Emerging 0.22%
  • Australasia 7.24%
  • Europe Developed 32.58%
  • Japan 31.39%
  • North America 12.82%
  • United Kingdom 8.06%

$RENTX

Shelton Real Estate Income Fund Investor Class

9

Read More
Ratings
Rating TypeRating
Expense Ratio Score3/10
Expense Rating0/10
Market Score1/10
Category Score0/10
Overview
OverviewDetails
Fund TypeMutual Fund
Inception DateJun-4-2013
ExchangeNMFQS
Expense Ratio1.420%
Net Assets4.3 Million
Yield2.63%
Holdings
DescriptionInfo
MarketAlternatives
CategoryReal Estate
Sectors
  • Basic Materials 0.00%
  • Communication Services 0.00%
  • Consumer Cyclical 0.00%
  • Consumer Defensive 0.00%
  • Energy 0.00%
  • Financial Services 0.00%
  • Healthcare 0.00%
  • Industrials 0.00%
  • Real Estate 100.00%
  • Technology 0.00%
  • Utilities 0.00%
Regions
  • North America 100.00%

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