While 2017 was a whirlwind year (got married, moved to Utah, started blogging), my theme for 2018 has been expansion. Expansion in the sense of taking on way more than I can handle, but also pruning things down to what I care most about. The year started with Mrs. Minafi and I moving into a new apartment […]
The tax brackets for 2019 have changed since 2018. Because of that, you’ll likely end up paying slightly less in tax. Find out how much you’ll save!
As I mentioned in my post last week, I’m officially leaving my job. I’m optimistic about our financial situation in this change, but the day-to-day change will be a larger concern. I’ll be moving from a structured life, with a job setting guard rails and times to be at specific places into an unknown schedule […]
🚨 Big life decision update. 🚨 After almost 8 years at Code School and Pluralsight, I’ve decided to part ways. It’s been one hell of a ride from a small group that could fit in a hot tub (or a ping pong room) to a 1,400 person publicly traded company. I honestly can’t put into […]
I grew up watching too much TV, going to the movies and reading more books than I can count. There is such appeal to the escape into another world with a nice clean ending. Our hero is drawn to action, encounters a problem, tries to solve it, stumbles, overcomes obstacles and eventually triumphs – the […]
There’s an odd dynamic between maximizing returns and minimizing clutter in one’s life. I’ve been guilty of holding on to possessions far longer than I need them all the while saying to myself “I might need this someday” or “I don’t want to rebuy this”. This is a side of minimalism I don’t often see […]
Tax loss harvesting is a strategy for reducing taxes today by selling funds at a loss. While this seems counterintuitive, this allows you to pay less in taxes today and maybe bypass taxes altogether.
Training yourself to make good financial decisions happens one thought at a time. I consider this as “building the decision muscle”. With every decision you pose to yourself you have an opportunity to grow this muscle or let it atrophy.
The Rule of 72 is a formula for estimating how many years it will take for an investment to double in value with a given interest rate. The formula is simple enough and close enough to the computed value that you can use it for ballpark estimate with very little effort.
How do you know if you’re spending too much time thinking about money? A certain amount of financial literacy is important, but it’s also possible to stress yourself out way too much.